---
title: O.C.G.A. § 40-9-102. Insurance for person renting U-drive-it vehicle.
collection: code
id: 40-9-102
cite_as: O.C.G.A. § 40-9-102 (2025)
canonical_url: https://georgiacommons.org/code/40-9-102
md_url: https://georgiacommons.org/code/40-9-102.md
text_url: https://georgiacommons.org/code/40-9-102/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t40-ch6-16-(v29)-2018-pdf.pdf?sfvrsn=97c394d6_0#page=575
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/40-9.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: MOTOR VEHICLES AND TRAFFIC / REPORTING ACCIDENTS; GIVING PROOF OF FINANCIAL RESPONSIBILITY / ASSIGNED RISK PLANS, ‘‘SPOT’’ INSURANCE, AND COOPERATION BY INSURED
---

# O.C.G.A. § 40-9-102. Insurance for person renting U-drive-it vehicle.

Any person who rents motor vehicles from a U-drive-it owner is required to provide his own insurance, and insurance companies authorized to issue automobile policies in this state shall be required by the Commissioner of Insurance to provide ‘‘spot’’ insurance, which shall be purchased by such person before the U-drive-it owner shall be authorized to turn a motor vehicle over to such person. If a U-drive-it owner turns over any motor vehicle to any person without first ascertaining that such ‘‘spot’’ insurance has been obtained, the U-drive-it owner shall not, as to that particular rental transaction, be exempted from the provisions of this chapter as provided in Code Section 40-9-4.

## History

Ga. L. 1951, p. 565, § 23; Ga. L. 1963, p. 593, § 10; Code 1933, § 68C-604, enacted by Ga. L. 1977, p. 1014, § 1; Ga. L. 1994, p. 97, § 40.

## Law Reviews

For annual survey article discussing developments in insurance law, see 51 Mercer L. Rev. 313 (1999).