---
title: O.C.G.A. § 44-13-40. Right of debtor to waive exemption.
collection: code
id: 44-13-40
cite_as: O.C.G.A. § 44-13-40 (2025)
canonical_url: https://georgiacommons.org/code/44-13-40
md_url: https://georgiacommons.org/code/44-13-40.md
text_url: https://georgiacommons.org/code/44-13-40/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t44-ch8-15-(v32)-2022-pdf.pdf?sfvrsn=9e9e06de_0#page=366
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/44-13.md
previous: https://georgiacommons.org/code/44-13-21.md
next: https://georgiacommons.org/code/44-13-41.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: PROPERTY / EXEMPTIONS FROM LEVY AND SALE / CONSTITUTIONAL EXEMPTIONS / WAIVER OF EXEMPTIONS
---

# O.C.G.A. § 44-13-40. Right of debtor to waive exemption.

Any debtor may, except as to wearing apparel and $300.00 worth of household and kitchen furniture and provisions, waive or renounce his right to the benefit of the exemption provided for by this article by a waiver, either general or specific, in writing simply stating that he does so waive or renounce such right, which waiver may be stated in the contract of indebtedness or may be made contemporaneously therewith or may be made subsequent to the execution of the contract of indebtedness in a separate paper.

## History

Ga. L. 1878-79, p. 99, § 6; Code 1882, § 2039a; Civil Code 1895, § 2863; Civil Code 1910, § 3413; Code 1933, § 51-1101; Ga. L. 1983, p. 1170, § 2.