---
title: O.C.G.A. § 44-14-162.1. “Debtor” defined.
collection: code
id: 44-14-162.1
cite_as: O.C.G.A. § 44-14-162.1 (2025)
canonical_url: https://georgiacommons.org/code/44-14-162.1
md_url: https://georgiacommons.org/code/44-14-162.1.md
text_url: https://georgiacommons.org/code/44-14-162.1/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t44-ch8-15-(v32)-2022-pdf.pdf?sfvrsn=9e9e06de_0#page=592
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/44-14.md
previous: https://georgiacommons.org/code/44-14-162.md
next: https://georgiacommons.org/code/44-14-162.2.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: PROPERTY / MORTGAGES, CONVEYANCES TO SECURE DEBT, AND LIENS / FORECLOSURE / IN GENERAL
---

# O.C.G.A. § 44-14-162.1. “Debtor” defined.

As used in Code Sections 44-14-162.2 through 44-14-162.4, the term “debtor” means the grantor of the mortgage, security deed, or other lien contract. In the event the property encumbered by the mortgage, security deed, or lien contract has been transferred or conveyed by the original debtor, the term “debtor” shall mean the current owner of the property encumbered by the debt, if the identity of such owner has been made known to and acknowledged by the secured creditor prior to the time the secured creditor is required to give notice pursuant to Code Section 44-14-162.2.

## History

Ga. L. 1981, p. 834, § 2.

## Law Reviews

For note, “Opportunity Costs: Nonjudicial Foreclosure and the Subprime Mortgage Crisis in Georgia,” see 25 Ga. St. U.L. Rev. 1205 (2009).