---
title: O.C.G.A. § 44-14-182. Foreclosure by transferee.
collection: code
id: 44-14-182
cite_as: O.C.G.A. § 44-14-182 (2025)
canonical_url: https://georgiacommons.org/code/44-14-182
md_url: https://georgiacommons.org/code/44-14-182.md
text_url: https://georgiacommons.org/code/44-14-182/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t44-ch8-15-(v32)-2022-pdf.pdf?sfvrsn=9e9e06de_0#page=610
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/44-14.md
previous: https://georgiacommons.org/code/44-14-181.md
next: https://georgiacommons.org/code/44-14-183.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: PROPERTY / MORTGAGES, CONVEYANCES TO SECURE DEBT, AND LIENS / FORECLOSURE / FORECLOSURE ON MORTGAGES
---

# O.C.G.A. § 44-14-182. Foreclosure by transferee.

An endorsement to order or in blank by the payee of a mortgage note gives the endorsee or the holder for value the right to foreclose the mortgage in his own name. A mortgage transferred without written assignment may be foreclosed in the name of the mortgagee bringing the action for the use of such assignee; and proceedings begun in the name of the transferee may be amended by making the mortgagee a party before or after the judgment.

## History

Civil Code 1895, § 2745; Civil Code 1910, § 3278; Code 1933, § 67-203.

## History of Section.

This Code section was codified from the decisions of Nicholson v. Whaley, 90 Ga. 257, 16 S.E. 84 (1892); Burgwyn & Bros. Tobacco Co. v. Bentley & Co., 90 Ga. 508, 16 S.E. 216 (1892), and Setze v. First Nat’l Bank, 140 Ga. 603, 79 S.E. 540 (1913). It appeared for the first time in the Code of 1895.