---
title: O.C.G.A. § 44-14-303. Defenses by mortgagor; hearing in magistrate’s court.
collection: code
id: 44-14-303
cite_as: O.C.G.A. § 44-14-303 (2025)
canonical_url: https://georgiacommons.org/code/44-14-303
md_url: https://georgiacommons.org/code/44-14-303.md
text_url: https://georgiacommons.org/code/44-14-303/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t44-ch8-15-(v32)-2022-pdf.pdf?sfvrsn=9e9e06de_0#page=668
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: PROPERTY / MORTGAGES, CONVEYANCES TO SECURE DEBT, AND LIENS / FORECLOSURE / FORECLOSURES ON PERSONALTY / Foreclosures in Magistrate Court
---

# O.C.G.A. § 44-14-303. Defenses by mortgagor; hearing in magistrate’s court.

The mortgagor may avail himself of any defense he may have to the foreclosure in the same manner and upon the same conditions as allowed by law in case of foreclosure of chattel mortgages in the superior courts. Whenever any such defense is filed by the mortgagor, the magistrate issuing the execution shall have the power and jurisdiction to hear and determine the issues made thereon as in other cases at law.

## History

Ga. L. 1878-79, p. 152, § 3; Code 1882, § 3974c; Civil Code 1895, § 2762; Civil Code 1910, § 3295; Code 1933, § 67-903; Ga. L. 1983, p. 884, § 3-31.