---
title: O.C.G.A. § 44-3-189. Protection of purchasers from developer’s underlying blanket encumbrance.
collection: code
id: 44-3-189
cite_as: O.C.G.A. § 44-3-189 (2025)
canonical_url: https://georgiacommons.org/code/44-3-189
md_url: https://georgiacommons.org/code/44-3-189.md
text_url: https://georgiacommons.org/code/44-3-189/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t44-ch1-7-(v31)-2010-pdf.pdf?sfvrsn=35dd922f_0#page=306
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/44-3.md
previous: https://georgiacommons.org/code/44-3-188.md
next: https://georgiacommons.org/code/44-3-190.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: PROPERTY / REGULATION OF SPECIALIZED LAND TRANSACTIONS / TIME-SHARE PROJECTS AND PROGRAMS / Financing by Developer
---

# O.C.G.A. § 44-3-189. Protection of purchasers from developer’s underlying blanket encumbrance.

The developer whose project is subject to an underlying blanket lien or encumbrance shall protect nondefaulting purchasers from foreclosure by the lienholder by obtaining from the lienholder a nondisturbance clause, subordination agreements, partial release of the lien as the time-share intervals are sold, or an agreement in writing that the lienholder will purchase nondefaulting purchasers’ intervals in an amount equal to the amount agreed to by the parties but in no event less than the amount actually paid by the purchaser toward the purchase price of the time-share interval.

## History

Code 1981, § 44-3-190, enacted by Ga. L. 1983, p. 1255, § 1; Ga. L. 1984, p. 22, § 44; Code 1981, § 44-3-189, as redesignated by Ga. L. 1995, p. 1260, § 1.

## Cross References

Purchase of time-share interval is free of liens, § 44-3-180.

## Editor's Notes

Ga. L. 1995, p. 1260, § 1, renumbered former Code Section 44-3-189 as present Code Section 44-3-188.