---
title: O.C.G.A. § 50-1-13. Prohibition on governmental agencies from using central bank digital currency.
collection: code
id: 50-1-13
cite_as: O.C.G.A. § 50-1-13 (2025)
canonical_url: https://georgiacommons.org/code/50-1-13
md_url: https://georgiacommons.org/code/50-1-13.md
text_url: https://georgiacommons.org/code/50-1-13/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t49-t50-ch1-12-(v38)-pdf.pdf?sfvrsn=54e3505_0#page=85
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: STATE GOVERNMENT / GENERAL PROVISIONS
---

# O.C.G.A. § 50-1-13. Prohibition on governmental agencies from using central bank digital currency.

(a) As used in this Code section, the term:

(1) “Central bank digital currency” means a digital currency, a digital medium of exchange, or a digital monetary unit of account issued by the Federal Reserve System, a federal reserve bank, a federal agency, a foreign government, a foreign central bank, or a foreign reserve system:

(A) That is made directly available to a consumer by such entities;

(B) That is made available to a consumer by such entities indirectly via a contract with a third party or otherwise; or

(C) That is processed or validated directly by such entities.

(2) “Governmental agency” means any board, commission, department, authority, other agency, or political subdivision of the state.

(b) No governmental agency shall accept a payment using central bank digital currency.

(c) No governmental agency shall participate in any test of central bank digital currency.

## History

Code 1981, § 50-1-13, enacted by Ga. L. 2024, p. 782, § 2/HB 1053, effective July 1, 2024.

## Code Commission Notes

Pursuant to Code Section 28-9-5, in 2024, Code Section 50-1-12, as enacted by Ga. L. 2024, p. 782, § 2/HB 1053, was redesignated as Code Section 50-1-13.

## Editor's Notes

Ga. L. 2024, p. 782, § 1/HB 1053, not codified by the General Assembly, provides: “The General Assembly finds that:

“(1) The potential adoption of a central bank digital currency (‘CBDC’) by the federal government raises significant privacy and security concerns for individuals and businesses in Georgia;

“(2) A CBDC would be an unacceptable expansion of federal authority by giving the federal government unprecedented control of the lives, freedoms, choices, and sovereignty of the people of Georgia;

“(3) A CBDC could disrupt the existing financial system and diminish the role of community banks and credit unions; and

“(4) It is vital for the State of Georgia to promote economic freedom and privacy, protect the finances of individuals and businesses in Georgia, and preserve the role of private commercial banks.”

## Effective Date

This Code section became effective July 1, 2024.