---
title: O.C.G.A. § 7-1-1001.1. Requirement for mortgage loan originator license; application to sellers of mobile homes.
collection: code
id: 7-1-1001.1
cite_as: O.C.G.A. § 7-1-1001.1 (2025)
canonical_url: https://georgiacommons.org/code/7-1-1001.1
md_url: https://georgiacommons.org/code/7-1-1001.1.md
text_url: https://georgiacommons.org/code/7-1-1001.1/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-2024-pdf.pdf?sfvrsn=6386add7_0#page=552
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / FINANCIAL INSTITUTIONS / LICENSING OF MORTGAGE LENDERS AND MORTGAGE BROKERS
---

# O.C.G.A. § 7-1-1001.1. Requirement for mortgage loan originator license; application to sellers of mobile homes.

(a) It shall be prohibited for any person to engage in the activities of a mortgage loan originator without first obtaining and maintaining a mortgage loan originator license as set forth in this article.

(b) The department shall have the broad administrative authority to administer, interpret, and enforce this article and the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008, and promulgate rules or regulations implementing it, in order to carry out the intentions of the federal legislation. Such administrative authority of the department shall include, but shall not be limited to, the authority to promulgate rules and regulations to implement the provisions of such federal legislation related to the temporary authority of mortgage loan originators.

(c) The provisions of the federal Secure and Fair Enforcement for Mortgage Licensing Act of 2008 shall apply to the activities of retail sellers of manufactured homes to the extent determined by the United States Department of Housing and Urban Development through written guidelines, rules, regulations, or interpretive letters.

## History

Code 1981, § 7-1-1001.1, enacted by Ga. L. 2009, p. 252, § 1/HB 312; Ga. L. 2011, p. 518, § 8/HB 239; Ga. L. 2019, p. 828, § 33/HB 185.