---
title: O.C.G.A. § 7-1-1016. Regulations relative to advertising.
collection: code
id: 7-1-1016
cite_as: O.C.G.A. § 7-1-1016 (2025)
canonical_url: https://georgiacommons.org/code/7-1-1016
md_url: https://georgiacommons.org/code/7-1-1016.md
text_url: https://georgiacommons.org/code/7-1-1016/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-pdf.pdf?sfvrsn=12761d5c_0#page=79
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / FINANCIAL INSTITUTIONS / LICENSING OF MORTGAGE LENDERS AND MORTGAGE BROKERS
---

# O.C.G.A. § 7-1-1016. Regulations relative to advertising.

In addition to such other rules, regulations, and policies as the department may promulgate to effectuate the purpose of this article, the department shall prescribe regulations governing the advertising of mortgage loans, including, without limitation, the following requirements:

(1)(A) Advertisements for loans regulated under this article shall not be false, misleading, or deceptive. No person whose activities are regulated under this article shall advertise in any manner so as to indicate or imply that its interest rates or charges for loans are in any way “recommended,” “approved,” “set,” or “established” by the state or this article.

(B) An advertisement shall not include an individual’s loan number, loan amount, or other publicly available information unless it is clearly and conspicuously stated in boldface type at the beginning of the advertisement that the person disseminating it is not authorized by, in sponsorship with, or otherwise affiliated with the individual’s lender. Such an advertisement shall also state that the loan information contained therein was not provided by the recipient’s lender; and

(2) All advertisements, including websites, disseminated by a licensee in this state by any means shall contain the name, which shall conform to a name on record with the department, and unique identifier, which shall clearly indicate that the number was issued by the Nationwide Multistate Licensing System and Registry, of the licensee.

## History

Code 1981, § 7-1-1016, enacted by Ga. L. 1993, p. 543, § 1; Ga. L. 1994, p. 570, § 11; Ga. L. 2002, p. 1220, § 13; Ga. L. 2007, p. 502, § 38/SB 70; Ga. L. 2009, p. 252, § 1/HB 312; Ga. L. 2016, p. 390, § 6-1/HB 811; Ga. L. 2020, p. 320, § 22/HB 781; Ga. L. 2020, p. 493, § 7/SB 429; Ga. L. 2024, p. 354, § 1-33/HB 876, effective July 1, 2024; Ga. L. 2025, p. 590, § 18/HB 15, effective July 1, 2025.

## Amendments

The 2025 amendment, effective July 1, 2025, deleted “, which shall be identified by name” at the end of the first sentence in subparagraph (1)(B).