---
title: O.C.G.A. § 7-1-239.6. Convenience fees.
collection: code
id: 7-1-239.6
cite_as: O.C.G.A. § 7-1-239.6 (2025)
canonical_url: https://georgiacommons.org/code/7-1-239.6
md_url: https://georgiacommons.org/code/7-1-239.6.md
text_url: https://georgiacommons.org/code/7-1-239.6/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-2024-pdf.pdf?sfvrsn=6386add7_0#page=145
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / FINANCIAL INSTITUTIONS / DEPARTMENT OF BANKING AND FINANCE AND FINANCIAL INSTITUTIONS GENERALLY / BANK FEES
---

# O.C.G.A. § 7-1-239.6. Convenience fees.

A financial institution or mortgage lender, as such term is defined by Code Section 7-1-1000, may charge a convenience fee provided that such fee is permissible in accordance with Code Section 13-1-15. For purposes of this Code section, the term “convenience fee” means any additional amount imposed to a consumer at the time of a transaction for the election of making a payment by electronic means. A convenience fee may include, but is not limited to, any fee charged for payment to an account with the assistance of a live representative or agent of the financial institution or mortgage lender, by telephone, using a voice response unit, or other electronic means. A convenience fee does not include a discount offered by a lender or merchant to a person for payment by cash, check, or similar means.

## History

Code 1981, § 7-1-239.6, enacted by Ga. L. 2017, p. 193, § 5/HB 143.