---
title: O.C.G.A. § 7-1-604. Banking business prohibited except as allowed by Title 7 or applicable federal law.
collection: code
id: 7-1-604
cite_as: O.C.G.A. § 7-1-604 (2025)
canonical_url: https://georgiacommons.org/code/7-1-604
md_url: https://georgiacommons.org/code/7-1-604.md
text_url: https://georgiacommons.org/code/7-1-604/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-2024-pdf.pdf?sfvrsn=6386add7_0#page=315
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/7-1.md
previous: https://georgiacommons.org/code/7-1-603.md
next: https://georgiacommons.org/code/7-1-605.md
index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / FINANCIAL INSTITUTIONS / BANKS AND TRUST COMPANIES / BANK BRANCHES, OFFICES, FACILITIES, AND HOLDING COMPANIES
---

# O.C.G.A. § 7-1-604. Banking business prohibited except as allowed by Title 7 or applicable federal law.

No bank shall carry on or conduct or do a banking business in this state except in accordance with the provisions of this title or federal law directly applicable to the bank. A “banking business” is the business which a bank is authorized to do pursuant to this title.

## History

Code 1933, § 13-204.1, enacted by Ga. L. 1967, p. 105, § 1; Ga. L. 1970, p. 954, § 5; Ga. L. 1999, p. 674, § 17; Ga. L. 2016, p. 390, § 2-15/HB 811.