---
title: Title 7, Chapter 3. Installment Loans
collection: code
id: code:chapter:7-3
canonical_url: https://georgiacommons.org/code/title/7/chapter/3
md_url: https://georgiacommons.org/code/7-3.md
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/7.md
previous: https://georgiacommons.org/code/7-2.md
next: https://georgiacommons.org/code/7-4.md
index: https://georgiacommons.org/code/index.md
heading: INSTALLMENT LOANS
title_heading: BANKING AND FINANCE
section_count: 34
full_url: https://georgiacommons.org/code/7-3.md?full=1
---

# Title 7, Chapter 3. Installment Loans

Title 7. Banking and Finance

34 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/7-3.md?full=1 (capped, with a pointer to continue).

- 7-3-1, Short title, active, https://georgiacommons.org/code/7-3-1.md
- 7-3-2, Transfer to Department of Banking and Finance, active, https://georgiacommons.org/code/7-3-2.md
- 7-3-3, Definitions, active, https://georgiacommons.org/code/7-3-3.md
- 7-3-4, Licensing requirement; exemptions, active, https://georgiacommons.org/code/7-3-4.md
- 7-3-10, False advertising prohibited, active, https://georgiacommons.org/code/7-3-10.md
- 7-3-11, Maximum loan amount, period, and charges; deferments, active, https://georgiacommons.org/code/7-3-11.md
- 7-3-12, Limitation on further charges, active, https://georgiacommons.org/code/7-3-12.md
- 7-3-13, Licensee’s compliance when purchasing notes and other documents, active, https://georgiacommons.org/code/7-3-13.md
- 7-3-14, Payment before maturity; refund of prepaid interest; continuing insurance, active, https://georgiacommons.org/code/7-3-14.md
- 7-3-15, Delivery of copy of contract or itemized statement; receipts, active, https://georgiacommons.org/code/7-3-15.md
- 7-3-16, Additional loan fees; interest; penalties, active, https://georgiacommons.org/code/7-3-16.md
- 7-3-17, Closing fees; refund or credit; pro rata basis, active, https://georgiacommons.org/code/7-3-17.md
- 7-3-18, Tax on interest — Penalties for late or fraudulent tax payments, repealed (no version in force today), https://georgiacommons.org/code/7-3-18.md
- 7-3-20, Application requirements and procedure, active, https://georgiacommons.org/code/7-3-20.md
- 7-3-21, Bond requirements, active, https://georgiacommons.org/code/7-3-21.md
- 7-3-22, Investigations of applicants; license nontransferable; expiration and annual renewal, active, https://georgiacommons.org/code/7-3-22.md
- 7-3-23, Use of Nationwide Multistate Licensing System and Registry, active, https://georgiacommons.org/code/7-3-23.md
- 7-3-30, Requirements of licensees; maintenance of records, active, https://georgiacommons.org/code/7-3-30.md
- 7-3-31, Notification requirements, active, https://georgiacommons.org/code/7-3-31.md
- 7-3-32, Locations; managers; change in control; approval of department, active, https://georgiacommons.org/code/7-3-32.md
- 7-3-33, Unreasonable collection tactics, active, https://georgiacommons.org/code/7-3-33.md
- 7-3-40, Investigations and examinations; payment of fees; cooperation by licensee, active, https://georgiacommons.org/code/7-3-40.md
- 7-3-41, Subpoena powers and procedures, active, https://georgiacommons.org/code/7-3-41.md
- 7-3-42, Background check requirements and procedure, active, https://georgiacommons.org/code/7-3-42.md
- 7-3-43, Grounds for denial, suspension, and revocation of license, active, https://georgiacommons.org/code/7-3-43.md
- 7-3-44, Denial, suspension, and revocation of license; notice; hearings; review; effect, active, https://georgiacommons.org/code/7-3-44.md
- 7-3-45, Cease and desist orders; hearings; review, active, https://georgiacommons.org/code/7-3-45.md
- 7-3-46, Failure to comply with order; civil action; penalties, active, https://georgiacommons.org/code/7-3-46.md
- 7-3-47, Confidentiality; disclosure limitations, active, https://georgiacommons.org/code/7-3-47.md
- 7-3-48, Civil liability limited for providing information, active, https://georgiacommons.org/code/7-3-48.md
- 7-3-49, Code Section 7-4-4 not repealed, active, https://georgiacommons.org/code/7-3-49.md
- 7-3-50, Violations; criminal penalties; civil actions; liability, active, https://georgiacommons.org/code/7-3-50.md
- 7-3-51, Rules and regulations, active, https://georgiacommons.org/code/7-3-51.md
- 7-3-52, Limited continuation of licenses, active, https://georgiacommons.org/code/7-3-52.md