---
title: O.C.G.A. § 7-4-13. Law of place of contract governs interest unless otherwise provided.
collection: code
id: 7-4-13
cite_as: O.C.G.A. § 7-4-13 (2025)
canonical_url: https://georgiacommons.org/code/7-4-13
md_url: https://georgiacommons.org/code/7-4-13.md
text_url: https://georgiacommons.org/code/7-4-13/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-2024-pdf.pdf?sfvrsn=6386add7_0#page=744
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / INTEREST AND USURY / IN GENERAL
---

# O.C.G.A. § 7-4-13. Law of place of contract governs interest unless otherwise provided.

Every contract shall bear interest according to the law of the place of the contract at the time of the contract, unless upon its face it shall be apparent that the intention of the parties was to adopt the law of another forum; in this case the law of that forum shall govern.

## History

Orig. Code 1863, § 2026; Code 1868, § 2027; Code 1873, § 2053; Code 1882, § 2053; Civil Code 1895, § 2880; Civil Code 1910, § 3430; Code 1933, § 57-106.

## Law Reviews

For article on choice-of-law of contracts in Georgia, see 21 Mercer L. Rev. 389 (1970).