---
title: O.C.G.A. § 7-4-21. Class action barred on claims for violation of interest laws on loans secured by real estate.
collection: code
id: 7-4-21
cite_as: O.C.G.A. § 7-4-21 (2025)
canonical_url: https://georgiacommons.org/code/7-4-21
md_url: https://georgiacommons.org/code/7-4-21.md
text_url: https://georgiacommons.org/code/7-4-21/text
source_url: https://www.legis.ga.gov/api/document/docs/default-source/joint-features-document-library/t7-t8-(v5)-2024-pdf.pdf?sfvrsn=6386add7_0#page=779
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/7-4.md
previous: https://georgiacommons.org/code/7-4-20.md
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index: https://georgiacommons.org/code/index.md
version: the only printed version
in_force: true
current_through: Including Acts of the 2025 Regular Session of the General Assembly
heading_path: BANKING AND FINANCE / INTEREST AND USURY / IN GENERAL
---

# O.C.G.A. § 7-4-21. Class action barred on claims for violation of interest laws on loans secured by real estate.

A claim of violation on any loan secured by an interest in real estate may be asserted in an individual action only and may not be the subject of a class action under Code Section 9-11-23 or any other provisions of law.

Nothing contained in this Code section shall be construed to affect any class action which was pending in any court of this state, including any United States courts, on February 15, 1983, as to the parties to and subject matter then before such court.

## History

Code 1981, § 7-4-21, enacted by Ga. L. 1983, p. 1316, § 1; Ga. L. 1984, p. 22, § 7.

## Law Reviews

For annual survey article on domestic relations, see 50 Mercer L. Rev. 217 (1998).