--- title: Title 7. Banking and Finance collection: code id: code:title:7 canonical_url: https://georgiacommons.org/code/title/7 md_url: https://georgiacommons.org/code/7.md date: 2025 status: active corpus_version: 2025-supplement-89aa39ab3c68 license: CC0-1.0 publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice. up: https://georgiacommons.org/code/index.md previous: https://georgiacommons.org/code/6.md next: https://georgiacommons.org/code/8.md index: https://georgiacommons.org/code/index.md heading: BANKING AND FINANCE section_count: 714 chapter_count: 11 --- # Title 7. Banking and Finance 714 sections in 11 chapters. Each chapter's twin lists its sections. ## Chapter 1. Financial Institutions https://georgiacommons.org/code/7-1.md (570 sections; 7-1-1 to 7-1-1138) - Article 1. Department of Banking and Finance and Financial Institutions Generally (131 sections; 7-1-1 to 7-1-239.10) - Part 1. Purposes and Preliminary Matters (10 sections; 7-1-1 to 7-1-10) - Part 2. Organization and Personnel of Department of Banking and Finance (14 sections; 7-1-30 to 7-1-43) - Part 3. Operations of Department of Banking and Finance (21 sections; 7-1-60 to 7-1-79) - Part 4. Proceedings Involving the Department of Banking and Finance (10 sections; 7-1-90 to 7-1-99) - Part 5. Permissive Closing Days, Emergency Closings, Business Restrictions, and Voluntary Liquidations (9 sections; 7-1-110 to 7-1-117) - Part 6. Names, Registered Offices, and Advertising (5 sections; 7-1-130 to 7-1-134) - Part 7. Receivership Powers and Procedures Generally (27 sections; 7-1-150 to 7-1-176) - Part 8. Claims, Priorities, and Accounting in Receiverships (16 sections; 7-1-190 to 7-1-205) - Part 9. Receivership Procedures Involving Trust or Pooled Assets (6 sections; 7-1-220 to 7-1-225) - Part 10. Change in Control of Financial Institutions (7 sections; 7-1-230 to 7-1-236) - Part 11. Costs on Judicial Process (1 sections; 7-1-237 to 7-1-237) - Part 12. Deposits of Deceased Depositors (2 sections; 7-1-239 to 7-1-239.1) - Part 13. Bank Fees (2 sections; 7-1-239.5 to 7-1-239.6) - Part 14. Savings Promotion Raffles (1 sections; 7-1-239.10 to 7-1-239.10) - Article 2. Banks and Trust Companies (180 sections; 7-1-240 to 7-1-628.15) - Part 1. General Matters (5 sections; 7-1-240 to 7-1-244) - Part 2. General Powers of Banks and Trust Companies (4 sections; 7-1-260 to 7-1-263) - Part 3. Powers of Banks (17 sections; 7-1-280 to 7-1-296) - Part 4. Powers of Trust Companies (9 sections; 7-1-310 to 7-1-318) - Part 4A. Affiliate Transfers (6 sections; 7-1-320 to 7-1-325) - Part 5. Fiduciary Investment Companies (9 sections; 7-1-330 to 7-1-338) - Part 6. Deposits, Safe-deposit Agreements, and Money Received for Transmission (11 sections; 7-1-350 to 7-1-360) - Part 7. Banking Depositories, Reserves, and Remissions (3 sections; 7-1-370 to 7-1-372) - Part 8. Incorporation of Banks and Trust Companies (10 sections; 7-1-390 to 7-1-398) - Part 9. Financial Structure (10 sections; 7-1-410 to 7-1-419) - Part 10. Shareholders (12 sections; 7-1-430 to 7-1-441) - Part 11. Dividends, Distributions, and Preferred Share Acquisition (4 sections; 7-1-460 to 7-1-463) - Part 12. Management (15 sections; 7-1-480 to 7-1-494) - Part 13. Amendment of Articles (7 sections; 7-1-510 to 7-1-516) - Part 14. Merger and Consolidation of State Banks and Trust Companies (8 sections; 7-1-530 to 7-1-537) - Part 15. Conversions, Mergers, and Consolidations Involving National Banks (7 sections; 7-1-550 to 7-1-556) - Part 16. Sale and Other Disposition of Assets (3 sections; 7-1-570 to 7-1-572) - Part 17. Representative Offices and Registration (4 sections; 7-1-590 to 7-1-593) - Part 18. Bank Branches, Offices, Facilities, and Holding Companies (13 sections; 7-1-600 to 7-1-612) - Part 19. Interstate Acquisitions of Banks and Bank Holding Companies (7 sections; 7-1-620 to 7-1-626) - Part 20. Interstate Banking and Branching by Merger (16 sections; 7-1-628 to 7-1-628.15) - Article 3. Credit Unions (37 sections; 7-1-630 to 7-1-671) - Part 1. General Provisions; Organization (8 sections; 7-1-630 to 7-1-636) - Part 2. Credit Union Conservators (6 sections; 7-1-640 to 7-1-645) - Part 3. Operation and Regulation (23 sections; 7-1-650 to 7-1-671) - Article 4. Money Transmission (24 sections; 7-1-680 to 7-1-698) - Article 4A. Cashing of Payment Instruments (23 sections; 7-1-700 to 7-1-709.2) - Article 5. International Banking Corporations and Bank Agencies (1 sections; 7-1-710 to 7-1-710) - Article 5A. Domestic International Banking Facilities (5 sections; 7-1-730 to 7-1-734) - Article 6. Business Development Corporations (19 sections; 7-1-740 to 7-1-758) - Article 7. Building and Loan Associations and Savings and Loan Associations (27 sections; 7-1-770 to 7-1-796) - Article 8. Multiple-party Accounts (12 sections; 7-1-810 to 7-1-821) - Article 9. Criminal and Related Provisions (7 sections; 7-1-840 to 7-1-846) - Article 10. Transition Provisions; Fees of Secretary of State (3 sections; 7-1-860 to 7-1-862) - Article 11. Records and Reports of Currency Transactions (8 sections; 7-1-910 to 7-1-917) - Article 12. Small Minority Business Development Corporations (19 sections; 7-1-940 to 7-1-958) - Article 13. Licensing of Mortgage Lenders and Mortgage Brokers (35 sections; 7-1-1000 to 7-1-1023) - Article 14. Foreign Banking Institutions (39 sections; 7-1-1100 to 7-1-1138) - Part 1. Banking by Foreign Entities (11 sections; 7-1-1100 to 7-1-1110) - Part 2. Licensing (20 sections; 7-1-1111 to 7-1-1130) - Part 3. State Representative Offices (8 sections; 7-1-1131 to 7-1-1138) ## Chapter 2. Credit Union Deposit Insurance Corporation https://georgiacommons.org/code/7-2.md (15 sections; 7-2-1 to 7-2-14) ## Chapter 3. Installment Loans https://georgiacommons.org/code/7-3.md (34 sections; 7-3-1 to 7-3-52) - Article 1. General Provisions (4 sections; 7-3-1 to 7-3-4) - Article 2. Operating Procedures (9 sections; 7-3-10 to 7-3-18) - Article 3. Licensing (4 sections; 7-3-20 to 7-3-23) - Article 4. Obligations of Licensees (4 sections; 7-3-30 to 7-3-33) - Article 5. Regulation by Department (13 sections; 7-3-40 to 7-3-52) ## Chapter 4. Interest and Usury https://georgiacommons.org/code/7-4.md (23 sections; 7-4-1 to 7-4-30) - Article 1. In General (22 sections; 7-4-1 to 7-4-21) - Article 2. Residential Second Mortgages (1 sections; 7-4-30 to 7-4-30) ## Chapter 5. Credit Cards and Credit Card Banks https://georgiacommons.org/code/7-5.md (6 sections; 7-5-1 to 7-5-6) ## Chapter 6. Credit or Loan Discrimination https://georgiacommons.org/code/7-6.md (2 sections; 7-6-1 to 7-6-2) ## Chapter 6A. Georgia Fair Lending Act https://georgiacommons.org/code/7-6A.md (13 sections; 7-6A-1 to 7-6A-13) ## Chapter 7. Loan Brokers https://georgiacommons.org/code/7-7.md (6 sections; 7-7-1 to 7-7-6) ## Chapter 8. Safe Use of Remote Service Terminals https://georgiacommons.org/code/7-8.md (8 sections; 7-8-1 to 7-8-8) ## Chapter 9. Georgia Merchant Acquirer Limited Purpose Bank https://georgiacommons.org/code/7-9.md (26 sections; 7-9-1 to 7-9-13) ## Chapter 10. Litigation Financing https://georgiacommons.org/code/7-10.md (11 sections; 7-10-1 to 7-10-11)