---
title: "Title 11, Chapter 3. "
collection: code
id: code:chapter:11-3
canonical_url: https://georgiacommons.org/code/title/11/chapter/3
md_url: https://georgiacommons.org/code/11-3.md
date: 2025
status: active
corpus_version: 2025-supplement-89aa39ab3c68
license: CC0-1.0
publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice.
up: https://georgiacommons.org/code/11.md
previous: https://georgiacommons.org/code/11-2A.md
next: https://georgiacommons.org/code/11-4.md
index: https://georgiacommons.org/code/index.md
title_heading: COMMERCIAL CODE
section_count: 68
full_url: https://georgiacommons.org/code/11-3.md?full=1
---

# Title 11, Chapter 3. 

Title 11. Commercial Code

68 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/11-3.md?full=1 (capped, with a pointer to continue).

- 11-3-101, Short title, active, https://georgiacommons.org/code/11-3-101.md
- 11-3-102, Subject matter, active, https://georgiacommons.org/code/11-3-102.md
- 11-3-103, Definitions, active, https://georgiacommons.org/code/11-3-103.md
- 11-3-104, Negotiable instrument, active, https://georgiacommons.org/code/11-3-104.md
- 11-3-105, Issue of instrument, active, https://georgiacommons.org/code/11-3-105.md
- 11-3-106, Unconditional promise or order, active, https://georgiacommons.org/code/11-3-106.md
- 11-3-107, Instrument payable in foreign money, active, https://georgiacommons.org/code/11-3-107.md
- 11-3-108, Payable on demand or at definite time, active, https://georgiacommons.org/code/11-3-108.md
- 11-3-109, Payable to bearer or to order, active, https://georgiacommons.org/code/11-3-109.md
- 11-3-110, Identification of person to whom instrument is payable, active, https://georgiacommons.org/code/11-3-110.md
- 11-3-111, Place of payment, active, https://georgiacommons.org/code/11-3-111.md
- 11-3-112, Interest, active, https://georgiacommons.org/code/11-3-112.md
- 11-3-113, Date of instrument, active, https://georgiacommons.org/code/11-3-113.md
- 11-3-114, Contradictory terms of instrument, active, https://georgiacommons.org/code/11-3-114.md
- 11-3-115, Incomplete instrument, active, https://georgiacommons.org/code/11-3-115.md
- 11-3-116, Joint and several liability; contribution, active, https://georgiacommons.org/code/11-3-116.md
- 11-3-117, Other agreements affecting instrument, active, https://georgiacommons.org/code/11-3-117.md
- 11-3-118, Statute of limitations, active, https://georgiacommons.org/code/11-3-118.md
- 11-3-119, Notice of right to defend action, active, https://georgiacommons.org/code/11-3-119.md
- 11-3-201, Negotiation, active, https://georgiacommons.org/code/11-3-201.md
- 11-3-202, Negotiation subject to rescission, active, https://georgiacommons.org/code/11-3-202.md
- 11-3-203, Transfer of instrument; rights acquired by transfer, active, https://georgiacommons.org/code/11-3-203.md
- 11-3-204, Indorsement, active, https://georgiacommons.org/code/11-3-204.md
- 11-3-205, Special indorsement; blank indorsement; anomalous indorsement, active, https://georgiacommons.org/code/11-3-205.md
- 11-3-206, Restrictive indorsement, active, https://georgiacommons.org/code/11-3-206.md
- 11-3-207, Reacquisition, active, https://georgiacommons.org/code/11-3-207.md
- 11-3-301, Person entitled to enforce instrument, active, https://georgiacommons.org/code/11-3-301.md
- 11-3-302, Holder in due course, active, https://georgiacommons.org/code/11-3-302.md
- 11-3-303, Value and consideration, active, https://georgiacommons.org/code/11-3-303.md
- 11-3-304, Overdue instrument, active, https://georgiacommons.org/code/11-3-304.md
- 11-3-305, Defenses and claims in recoupment, active, https://georgiacommons.org/code/11-3-305.md
- 11-3-306, Claims to an instrument, active, https://georgiacommons.org/code/11-3-306.md
- 11-3-307, Notice of breach of fiduciary duty, active, https://georgiacommons.org/code/11-3-307.md
- 11-3-308, Proof of signatures and status as holder in due course, active, https://georgiacommons.org/code/11-3-308.md
- 11-3-309, Enforcement of lost, destroyed, or stolen instrument, active, https://georgiacommons.org/code/11-3-309.md
- 11-3-310, Effect of instrument on obligation for which taken, active, https://georgiacommons.org/code/11-3-310.md
- 11-3-311, Accord and satisfaction by use of instrument, active, https://georgiacommons.org/code/11-3-311.md
- 11-3-312, Lost, destroyed, or stolen cashier’s check, teller’s check, or certified check, active, https://georgiacommons.org/code/11-3-312.md
- 11-3-401, Signature necessary for liability on instrument, active, https://georgiacommons.org/code/11-3-401.md
- 11-3-402, Signature by representative, active, https://georgiacommons.org/code/11-3-402.md
- 11-3-403, Unauthorized signature, active, https://georgiacommons.org/code/11-3-403.md
- 11-3-404, Impostors; fictitious payees, active, https://georgiacommons.org/code/11-3-404.md
- 11-3-405, Employer’s responsibility for fraudulent indorsement by employee, active, https://georgiacommons.org/code/11-3-405.md
- 11-3-406, Negligence contributing to forged signature or alteration of instrument, active, https://georgiacommons.org/code/11-3-406.md
- 11-3-407, Alteration, active, https://georgiacommons.org/code/11-3-407.md
- 11-3-408, Drawee not liable on unaccepted draft, active, https://georgiacommons.org/code/11-3-408.md
- 11-3-409, Acceptance of draft; certified check, active, https://georgiacommons.org/code/11-3-409.md
- 11-3-410, Acceptance varying draft, active, https://georgiacommons.org/code/11-3-410.md
- 11-3-411, Refusal to pay cashier’s checks, teller’s checks, and certified checks, active, https://georgiacommons.org/code/11-3-411.md
- 11-3-412, Obligation of issuer of note or cashier’s check, active, https://georgiacommons.org/code/11-3-412.md
- 11-3-413, Obligation of acceptor, active, https://georgiacommons.org/code/11-3-413.md
- 11-3-414, Obligation of drawer, active, https://georgiacommons.org/code/11-3-414.md
- 11-3-415, Obligation of indorser, active, https://georgiacommons.org/code/11-3-415.md
- 11-3-416, Transfer warranties, active, https://georgiacommons.org/code/11-3-416.md
- 11-3-417, Presentment warranties, active, https://georgiacommons.org/code/11-3-417.md
- 11-3-418, Payment or acceptance by mistake, active, https://georgiacommons.org/code/11-3-418.md
- 11-3-419, Instruments signed for accommodation, active, https://georgiacommons.org/code/11-3-419.md
- 11-3-420, Conversion of instrument, active, https://georgiacommons.org/code/11-3-420.md
- 11-3-501, Presentment, active, https://georgiacommons.org/code/11-3-501.md
- 11-3-502, Dishonor, active, https://georgiacommons.org/code/11-3-502.md
- 11-3-503, Notice of dishonor, active, https://georgiacommons.org/code/11-3-503.md
- 11-3-504, Excused presentment and notice of dishonor, active, https://georgiacommons.org/code/11-3-504.md
- 11-3-505, Evidence of dishonor, active, https://georgiacommons.org/code/11-3-505.md
- 11-3-601, Discharge and effect of discharge, active, https://georgiacommons.org/code/11-3-601.md
- 11-3-602, Payment, active, https://georgiacommons.org/code/11-3-602.md
- 11-3-603, Tender of payment, active, https://georgiacommons.org/code/11-3-603.md
- 11-3-604, Discharge by cancellation or renunciation, active, https://georgiacommons.org/code/11-3-604.md
- 11-3-605, Discharge of indorsers and accommodation parties, active, https://georgiacommons.org/code/11-3-605.md