--- title: "Title 11, Chapter 4. " collection: code id: code:chapter:11-4 canonical_url: https://georgiacommons.org/code/title/11/chapter/4 md_url: https://georgiacommons.org/code/11-4.md date: 2025 status: active corpus_version: 2025-supplement-89aa39ab3c68 license: CC0-1.0 publisher: Georgia Commons, an independent project of Georgia Civic Data. Not the State of Georgia. Not legal advice. up: https://georgiacommons.org/code/11.md previous: https://georgiacommons.org/code/11-3.md next: https://georgiacommons.org/code/11-4A.md index: https://georgiacommons.org/code/index.md title_heading: COMMERCIAL CODE section_count: 41 full_url: https://georgiacommons.org/code/11-4.md?full=1 --- # Title 11, Chapter 4. Title 11. Commercial Code 41 sections. Each line is `citation, catchline, status, URL`; the text of every section, in order, is at https://georgiacommons.org/code/11-4.md?full=1 (capped, with a pointer to continue). - 11-4-101, Short title, active, https://georgiacommons.org/code/11-4-101.md - 11-4-102, Applicability, active, https://georgiacommons.org/code/11-4-102.md - 11-4-103, Variation by agreement; measure of damages; action constituting ordinary care, active, https://georgiacommons.org/code/11-4-103.md - 11-4-104, Definitions and index of definitions, active, https://georgiacommons.org/code/11-4-104.md - 11-4-105, “Bank”; “depositary bank”; “payor bank”; “intermediary bank”; “collecting bank”; “presenting bank.”, active, https://georgiacommons.org/code/11-4-105.md - 11-4-106, Payable through or payable at bank; collecting bank, active, https://georgiacommons.org/code/11-4-106.md - 11-4-107, Separate office of a bank, active, https://georgiacommons.org/code/11-4-107.md - 11-4-108, Time of receipt of items, active, https://georgiacommons.org/code/11-4-108.md - 11-4-109, Delays, active, https://georgiacommons.org/code/11-4-109.md - 11-4-110, Electronic presentment, active, https://georgiacommons.org/code/11-4-110.md - 11-4-111, Statute of limitations, active, https://georgiacommons.org/code/11-4-111.md - 11-4-201, Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed “pay any bank.”, active, https://georgiacommons.org/code/11-4-201.md - 11-4-202, Responsibility for collection or return; when action timely, active, https://georgiacommons.org/code/11-4-202.md - 11-4-203, Effect of instructions, active, https://georgiacommons.org/code/11-4-203.md - 11-4-204, Methods of sending and presenting; sending directly to payor bank, active, https://georgiacommons.org/code/11-4-204.md - 11-4-205, Depositary bank holder of unindorsed item, active, https://georgiacommons.org/code/11-4-205.md - 11-4-206, Transfer between banks, active, https://georgiacommons.org/code/11-4-206.md - 11-4-207, Transfer warranties, active, https://georgiacommons.org/code/11-4-207.md - 11-4-208, Presentment warranties, active, https://georgiacommons.org/code/11-4-208.md - 11-4-209, Encoding and retention warranties, active, https://georgiacommons.org/code/11-4-209.md - 11-4-210, Security interest of collecting bank in items, accompanying documents, and proceeds, active, https://georgiacommons.org/code/11-4-210.md - 11-4-211, When bank gives value for purposes of holder in due course, active, https://georgiacommons.org/code/11-4-211.md - 11-4-212, Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser, active, https://georgiacommons.org/code/11-4-212.md - 11-4-213, Medium and time of settlement by bank, active, https://georgiacommons.org/code/11-4-213.md - 11-4-214, Right of charge-back or refund; liability of collecting bank; return of item, active, https://georgiacommons.org/code/11-4-214.md - 11-4-215, Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal, active, https://georgiacommons.org/code/11-4-215.md - 11-4-216, Insolvency and preference, active, https://georgiacommons.org/code/11-4-216.md - 11-4-301, Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank, active, https://georgiacommons.org/code/11-4-301.md - 11-4-302, Payor bank’s responsibility for late return of item, active, https://georgiacommons.org/code/11-4-302.md - 11-4-303, When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified, active, https://georgiacommons.org/code/11-4-303.md - 11-4-401, When bank may charge customer’s account, active, https://georgiacommons.org/code/11-4-401.md - 11-4-402, Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account, active, https://georgiacommons.org/code/11-4-402.md - 11-4-403, Customer’s right to stop payment; burden of proof of loss, active, https://georgiacommons.org/code/11-4-403.md - 11-4-404, Bank not obliged to pay check more than six months old, active, https://georgiacommons.org/code/11-4-404.md - 11-4-405, Death or incompetence of customer, active, https://georgiacommons.org/code/11-4-405.md - 11-4-406, Customer’s duty to discover and report unauthorized signature or alteration, active, https://georgiacommons.org/code/11-4-406.md - 11-4-407, Payor bank’s right to subrogation on improper payment, active, https://georgiacommons.org/code/11-4-407.md - 11-4-501, Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor, active, https://georgiacommons.org/code/11-4-501.md - 11-4-502, Presentment of “on arrival” drafts, active, https://georgiacommons.org/code/11-4-502.md - 11-4-503, Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need, active, https://georgiacommons.org/code/11-4-503.md - 11-4-504, Privilege of presenting bank to deal with goods; security interest for expenses, active, https://georgiacommons.org/code/11-4-504.md