Georgia Commons

Title 7. BANKING AND FINANCE

Chapter 6A. GEORGIA FAIR LENDING ACT

13 sections · 7-6A-1 to 7-6A-13

  1. 7-6A-1Short title.
  2. 7-6A-2Definitions.
  3. 7-6A-3Limitations of home loans.
  4. 7-6A-4Flipping home loans prohibited; costs and attorneys’ fees.
  5. 7-6A-5Limitations of high-cost home loans.
  6. 7-6A-6Affirmative claims and defenses against creditors; conditions for relief; actions intending to evade chapter prohibited.
  7. 7-6A-7Violation of chapter.
  8. 7-6A-8Enforcement of chapter; penalties for violations.
  9. 7-6A-9Failure to comply by creditors, servicers, or insurers providing insurance through premiums financed by creditor.
  10. 7-6A-10Severability of chapter.
  11. 7-6A-11Preemption of local regulation.
  12. 7-6A-12Application; preemption by federal law.
  13. 7-6A-13Rules and regulations; reliance on guidance from department.