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Found 9 matching documents.
Meeting transcript · Georgia Senate Insurance and Labor Committee · March 19, 2026
Senate Insurance and Labor Committee, March 19, 2026
Summary by Georgia Commons (AI-written): The committee unanimously approved three bills: a substitute for HB 323 concerning providers’ access to insurance payment information, HB 1015 raising funding limits for the Georgia Self-Insurers Guaranty Trust Fund, and a substitute for HB 87 concerning disclosure of insurance premium taxes and deductibles. During discussion of HB 87, a county government representative described differences in county and city reporting requirements for premium-tax revenue, prompting a member to suggest further review. The chair also announced that HB 250 would be the first bill considered at the next meeting.
Right. This is for self-insurers. Right. Okay. Very good. Very good. Um, did you have a question or did, uh, your light was on, Senator Roberts? No, I, I thought I did, but- Oh ... I didn't. Okay. Okay. In understanding that this is a self-insured, these are larger companies. Y'all are buying your own reinsurance and things of that nature, so you're not...
So you wanna be able to keep assessing them, and you're about to s- lose that ability because you've already hit the cap. Correct. That's right. Okay. But that doesn't mean you're gonna necessarily raise that- We're not changing- ... pot up to f- 25 million. Yeah. We're not changing anything as far as the- Yeah ... yearly assessments. It's gonna be the same...
Meeting transcript · Georgia Senate Insurance and Labor Committee · February 24, 2026
Senate Insurance and Labor Committee, February 24, 2026
Summary by Georgia Commons (AI-written): The committee considered three insurance bills. Members voted to advance SB 503, concerning property-damage guarantees offered through rental-home marketplaces, although discussion after the vote left the final count unclear. The committee heard SB 528, which would extend orthotic and prosthetic coverage requirements to state-sponsored health plans, and SB 509, which would require chest imaging coverage after a mastectomy or other cancer treatment. Neither health coverage bill received a vote. The chair said both would return for consideration Thursday. Questions focused on consumer protections, insurance oversight, coverage costs and who determines whether additional imaging is medically necessary.
Thanks, Senator. We, we don't see it as weaker protections. Um, and, and you, you mentioned, uh, the understanding there. It is required in the bill that it's, uh, clearly stated that this is not insurance, so everyone understands that. That's one of the consumer protections in the bill as well. But it would work, it really works alongside your homeowner's...
... to get people to use their platform 'cause they're, it's a, it, it's a added benefit for the renter. The person renting the property through their platform, it's an added benefit. Yes, Senator. We see it as giving peace of mind to a homeowner. I know I would like to have that peace of mind. And, and, uh, you, you've touched on this as well in your...
Meeting transcript · Georgia Senate Insurance and Labor Committee · February 17, 2026
Senate Insurance and Labor Committee, February 17, 2026
Summary by Georgia Commons (AI-written): The committee held a hearing on SB 364, which would add penalties for insurers that knowingly provide false or misleading information affecting premiums. Members discussed refunds, existing enforcement powers, the size of penalties and insurers’ rights to challenge decisions. No vote was taken. The committee also discussed SB 230, concerning condominium insurance deductibles. After questions about costs to owners, the sponsor explained that a previously approved committee version retained a cap and required notice to owners, unlike the original version in members’ folders. The chair said the committee would return to that version at the next meeting. No vote was taken.
Um, we are happy to answer- And an insurance agent. And an insurance agent. Yeah. He's got a long list of quali- Yeah. I'm just a lawyer. Yeah. So, um, so we, um, the big picture here is that the Georgia Condominium Act requires c- all condominium associations to ensure the full insurable replacement cost of all buildings and structures in the condominium...
Let me add that, uh, most associations have a higher water deductible already, so, uh, that's not governed by this $5,000 cap. Uh, most condominium owners have what's called an HO6 or personal policy to cover their contents, deductible, any betterments and improvements, that kind of thing. Uh, they, most of them already have the insurance to cover this...
Meeting transcript · Georgia Senate Insurance and Labor Committee · February 19, 2026
Senate Insurance and Labor Committee, February 19, 2026
Summary by Georgia Commons (AI-written): The committee approved a substitute for SB 230, which would raise the condominium insurance deductible amount payable by a unit owner from $5,000 to $25,000 and add notification language. Members discussed insurance coverage gaps, premiums and whether owners’ individual policies would cover larger assessments. The committee also heard SB 324, concerning life insurance policyholder protections, agent access to policy information, annual reports and searches for unclaimed benefits. After questions and industry concerns, the sponsor agreed to further discussions before a vote. The chair postponed SB 503 until the following week because some people needed for the discussion could not attend.
I get that point. Right. This is a gap that the HO6 would pay. Yeah. The insurance company on the HO6 would pay that gap were it not for this in our code is my understanding. Well, anyway, I, thank you, sir. I don't, I mean, it's hard to explain. A, it, it's just really- I just get a feeling about that. It just- So we're not talking about renters I...
I wish I knew more about- Okay ... uh, how to Yeah, I'm, this is new information Okay. Thank you, Mr. Chairman. Uh, my name is Michael Sheldon and I work for, uh, McGuireWoods Consulting and we represent CAI, which is the Community Associations Institute, which is essentially a association of homeowners associations. Um, and to answer, uh, Senator Barrett's...
Meeting transcript · Georgia Senate Insurance and Labor Committee · March 24, 2026
Senate Insurance and Labor Committee, March 24, 2026
Summary by Georgia Commons (AI-written): The committee considered a substitute for HB 1344, an insurance affordability and claims-handling package. The sponsor described provisions addressing fraud, uninsured drivers, storm claims, insurer penalties, property claims deadlines and other insurance issues. Members asked about premium taxes, expected savings and rental-home marketplace guarantees. One member objected to including the marketplace guarantee provisions. The committee held a show-of-hands vote on a motion to recommend the substitute, but the transcript does not clearly establish the result or a complete vote count.
Great. Things that are working, uh, and will give people an immediate, uh, financial benefit, uh, to 11 million Georgians. I just appreciate all the hard work you and the chairman of the committee have put into this. Uh, I know that it has been a, a, a true labor of love to, to get this put the way you do. And, and every Georgian will feel the results of...
Senator Gooch, we're working, we're working with the chairman on that, so. Okay. Right. Where she could support the bill. All right. Yeah. Senator Walker. I wanna thank both- Okay ... of you, uh, for your good work on this. This is very good. And I just wanna remind ourselves and the audience that, uh, in the last several years, we passed legislation...
Meeting transcript · Georgia Senate Insurance and Labor Committee · February 26, 2026
Senate Insurance and Labor Committee, February 26, 2026
Summary by Georgia Commons (AI-written): The committee considered SB 324, which the sponsor described as helping people locate life insurance benefits and obtain information about their policies. Members discussed required searches of a policy locator system, access to policy records, annual reports and the time insurers would have to respond to a locator match. The committee unanimously adopted an amendment extending that deadline from 10 to 30 days, then unanimously approved the bill as amended as a committee substitute.
Can't make any changes, but we can get the information, so it really simplifies that for the individual. I have one I'm, I'm working on right now. I wrote the letter for the insured to send to the company. It had to be mailed. We mailed it. Now I got it back. This just simplifies that. It makes it easier for someone to be able to help a client know where...
I mean, if the, the, I mean- ... expanding that from that standpoint. All right. We see- Just- ... across the board, um- I'm just, I'm asking you. You know the insurance industry better than I. You use 10 days on, on some things and 30 days on others. That's a question we can go to- Okay ... um, leg council on, um, from that standpoint. Okay. Uh, if that's...
Meeting transcript · Georgia Senate Insurance and Labor Committee · March 26, 2026
Senate Insurance and Labor Committee, March 26, 2026
Summary by Georgia Commons (AI-written): The committee approved HB 1274, an insurance package addressing auto insurance profits, ambulance bills and life insurance information, with one opposing vote. It also approved a substitute for HB 1263 concerning cancer treatment facilities and state approval requirements, though no vote count was announced. Members raised concerns about receiving substitute bills too late to review them adequately. The committee then heard extensive testimony on HB 569, a substitute that would remove state workers’ compensation coverage for workers covered by the federal Longshore and Harbor Workers’ Compensation Act. Supporters described lower employer costs and stronger federal benefits. Opponents warned of treatment delays and lost protections. The chair postponed action, saying more information and work were needed.
It doesn't become publicized by virtue of reviewing it. It's something that would help, and it's, it's, uh... We've got a, a, a situation here in Georgia where some people at the department don't think they can review fines, violations, adverse information when they're reviewing rates, and this would make it clear they can do that. Uh, and, and if they're...
I understand. I understand. Okay. For jobs- And I, I wanna- ... job security ... and I wanna, I wanna thank you for all the work you've put in on this and- Mm-hmm ... that y'all have been working on this issue- You've been great ... of affordability. Okay. Thank you. Okay. We need to, we need to vote on the bill, and then we need to fix the bill as far as...
Meeting transcript · Georgia Senate Insurance and Labor Committee · February 5, 2026
Senate Insurance and Labor Committee, February 5, 2026
Summary by Georgia Commons (AI-written): The committee approved two bills addressing insurers’ use of technology. SB 409 would require insurers to share dated aerial or satellite images used to make unfavorable homeowners insurance decisions and explain how customers could address the problems identified. The committee approved an amendment concerning the quality of images submitted by property owners, then approved the amended bill. SB 444 would prevent artificial intelligence from being the sole basis for denying coverage for health care services and require review by a clinical peer. Members discussed consumer notification, privacy, renewal deadlines and possible discrimination. The committee approved SB 444 by a 6–1 vote and sent it to Rules.
Yeah. ... you add a little paragraph on here, but that, that, that's not a concern. Um, did you have a follow-up? I did. I did. And, and, and real quick, an example of that is in years past when there were underground marijuana grows, we would use, uh, some of the, some government agencies would use, um, FLIR systems to show heat, or they would use...
Perfect. Thank you. Senator, Senator, Senator Hodges. Thank you, Mr. Chairman. Uh, thank you, Mr. Pro Tem, for bringing this bill. Anything that adds or tries to calm down this insurance market is welcome, I can assure you. But I wanted to ask you about, um, lines, look around line 72, that paragraph. Basically, let's... I'm gonna ask you if this is what...
Meeting transcript · Georgia Senate Insurance and Labor Committee · March 17, 2026
Senate Insurance and Labor Committee, March 17, 2026
Summary by Georgia Commons (AI-written): The committee unanimously recommended passage of HB 987, which the sponsor described as a voluntary way for independent contractors to set aside earnings for benefits without changing their worker classification. Members asked about taxes, account ownership and responsibility for unpaid premiums. Three witnesses spoke in support, and none spoke against it. The chair also announced that a subcommittee would handle HB 250, HB 1262, HB 1263, HB 1274 and HB 344. Those bills received no substantive discussion or votes.
But since Georgia's code does not specifically define or explicitly authorize portable benefits by name, some companies may fear that being involved in these contributions and, uh, putting this money aside in these accounts could serve as evidence of an employer-employee arrangement. So in order to clarify the code, uh, make benefits more affordable and...
I will not clear my throat. Never again. I make a motion
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