Georgia General Assembly · Full text

HB 1319: Insurance; premium discount for motor vehicles with certain antitheft devices; provisions

Introduced version, the latest LegiScan holds · Last action February 19, 2026 · Introduced

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House Bill 1319

By: Representative Carpenter of the 4th

A BILL TO BE ENTITLED

AN ACT

To amend Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, so as to provide for a premium discount for motor vehicles with certain antitheft devices in private passenger automobile insurance and commercial motor vehicle insurance that include comprehensive coverage; to provide for a definition; to provide for the Commissioner of Insurance to approve rate filings; to provide for rules and regulations; to provide for related matters; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:

SECTION 1.

Chapter 9 of Title 33 of the Official Code of Georgia Annotated, relating to regulation of rates, underwriting rules, and related organizations, is amended by adding a new Code section to read as follows:

"33-9-45.

(a) As used in this Code section, the term 'antitheft device' means any aftermarket kill switch designed to prevent unauthorized use. Such term shall not include an ignition interlock device as such term is defined in Code Section 42-8-110.

(b) Any insurer authorized to write private passenger automobile insurance or commercial motor vehicle insurance within this state may provide a premium discount for motor vehicles with antitheft devices. Such discounts shall apply to comprehensive coverage and shall be approved as part of the insurer's rate filing.

(c) The Commissioner shall be authorized to promulgate any rules and regulations necessary for the implementation of the provisions of this Code section."

SECTION 2.

This Act shall become effective on July 1, 2026, and shall apply to all private passenger automobile insurance rate filings submitted on or after such date.

SECTION 3.

All laws and parts of laws in conflict with this Act are repealed.