Georgia CommonsSearch bills
Words find bills whose text, title, or summary carries them; a bill number such as HB 340 opens that bill. Search matches the words of the bill: ask in the words the bill would use.
40 bills for “Insurance”.
Insurance; expand lines of insurance or reinsurance in which a limited purpose subsidiary and captive insurance company may engage
Summary by Georgia Commons: House Bill 348 broadens what kinds of insurance limited purpose subsidiaries and captive insurance companies in Georgia can write, letting the state insurance commissioner approve a wider range of coverage instead of a fixed list of lines.
… Chapter 14 of Title 33 of the Official Code of Georgia Annotated, relating to domestic stock and mutual insurers, is amended in Article 5, relating to limited purpose …
Insurance; prohibit insurers from raising private passenger motor vehicle insurance rates more often that once every calendar year
Summary by Georgia Commons: House Bill 477 would stop car insurance companies in Georgia from raising rates on private passenger auto insurance policies more than once per calendar year, starting January 1, 2026.
… rates, underwriting rules, and related organizations, so as to prohibit insurers from raising private passenger motor vehicle insurance rates more often than once every calendar year; to provide …
Insurance; prohibit raises in liability insurance rates for five years
Summary by Georgia Commons: A Georgia House bill would bar insurance companies from raising liability insurance rates in the state for five years, starting January 1, 2026, with the ban automatically expiring in 2031.
… Chapter 1 of Title 33 of the Official Code of Georgia Annotated, relating to general provisions of insurance, is amended by adding a new Code section to read …
Insurance; prohibit insurers from considering advertising costs when making or using insurance rates
Summary by Georgia Commons: House Bill 401 would bar insurance companies operating in Georgia from factoring their own advertising expenses into how they set insurance rates for customers.
… underwriting rules, and related organizations, so as to prohibit insurers from considering advertising costs when making or using insurance rates; to provide for a definition; to provide for …
Insurers; new penalties for insurers that knowingly give false or misleading information to the Commissioner of Insurance; provide
Summary by Georgia Commons: A Georgia Senate bill would let the Insurance Commissioner fine insurers up to ten times the amount they must refund policyholders if the insurer knowingly lied or withheld information to affect rates.
… Such authority shall be in addition to all of the Commissioner's other authority to impose fines under this title; </ins> <del>(2)(3)</del> That an insurer …
"Georgia Insurance Premium Reduction Act"; enact
Summary by Georgia Commons: A Georgia Senate bill would bar auto insurers from using a customer's census tract to set rates, require public disclosure of large premium increase requests, and create a state-run database comparing insurance rates.
… The term 'justification report' means a document which describes such insurer's reasoning and the data relied upon which form the basis for such insurer's request. (b …
Insurance; require health benefit policy coverage for medically necessary orthotic and prosthetic devices and their materials and components
Summary by Georgia Commons: A Senate substitute for House Bill 87 would require Georgia insurance policies to clearly list deductibles, annual premiums, taxes, and fees on declarations pages and billing notices, starting January 1, 2027, even though the bill's title still refers to orthotic and prosthetic device coverage.
The Senate Committee on Insurance and Labor offered the following substitute to HB 87: A BILL TO BE ENTITLED AN ACT To amend Title 33 of the Official …
Regulation of Rates; vehicle insurers from using any geographic classifications in vehicle insurance policies; prohibit
Summary by Georgia Commons: A Georgia Senate bill would ban car insurance companies from using ZIP codes, neighborhoods, or other location-based factors to set rates, deny coverage, or cancel policies, starting January 1, 2027.
… This Act shall become effective on January 1, 2027, and shall apply to all vehicle insurance policies issued, renewed, or modified on or after such date. SECTION 3 …
"Georgia Insurance Premium Reduction Act"; enact
Summary by Georgia Commons: Senate Bill 156 would add new consumer protections to Georgia insurance law, including public disclosure of large premium hikes, a state rate-comparison database, a 60-day nonrenewal notice rule, and a ban on rating by census tract.
… The term 'justification report' means a document which describes such insurer's reasoning and the data relied upon which form the basis for such insurer's request. (b …
Life Insurance; certain protections for life insurance policyholders and beneficiaries; provide
Summary by Georgia Commons: Senate Bill 324 would create a 'Georgia Policyholder Bill of Rights' giving life insurance policyholders new protections, including access to annual policy reports and rules for locating missing beneficiaries.
… If an insurer sells or transfers the policy to another insurer, such insurer shall continue to provide annual reports to the original agent of record. (d) A policyholder …
Insurance; premium discount for motor vehicles with certain antitheft devices; provisions
Summary by Georgia Commons: A Georgia House bill would let auto insurers offer premium discounts on comprehensive coverage for vehicles equipped with aftermarket antitheft kill switches, starting July 1, 2026.
… Such term shall not include an ignition interlock device as such term is defined in Code Section 42-8-110. (b) Any insurer authorized to write private passenger …
Collateral Protection Insurance Act; enact
Summary by Georgia Commons: House Bill 1554 would create the Collateral Protection Insurance Act, setting new rules in Georgia law for insurance that lenders buy to cover mortgaged homes when a borrower's own insurance lapses, effective January 1, 2028.
… The insurer shall inquire of the insured at least once as to the last known coverage amount. If the insurer is unable to obtain the last known coverage …
Insurance; insurer under a liability policy to pay a third party and the senior lienholder under certain circumstances; provide
Summary by Georgia Commons: House Bill 220 would require car insurance companies, when paying a third party for damage to a vehicle, to also pay the senior lienholder on record if one exists, rather than paying the third party alone.
… Chapter 7 of Title 33 of the Official Code of Georgia Annotated, relating to kinds of insurance, limits of risks, and reinsurance, is amended in Code Section 33 …
Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days
Summary by Georgia Commons: Senate Bill 35 doubles the advance notice Georgia homeowners' insurers must give before dropping a policy, from 30 days to 60 days, for policies issued or renewed on or after January 1, 2026.
… Code Section 33-24-46 of the Official Code of Georgia Annotated, relating to cancellation or nonrenewal of certain property insurance policies, is amended by revising paragraph (1 …
Underwriting and Rate Risking; use of credit information and credit scores in underwriting, rating risks, adverse actions, or certain other actions by insurance companies; prohibit
Summary by Georgia Commons: A Georgia Senate bill would ban insurance companies from using credit reports or credit-based insurance scores when setting rates, deciding coverage, or canceling personal insurance policies like auto and homeowners insurance.
… No other type of insurance shall be included as personal insurance for the purpose of this article." SECTION 2. Said article is further revised by repealing Code Section …
Insurance; motor vehicle policy; provide excluded driver
Summary by Georgia Commons: A Georgia House bill would let auto insurers exclude a named driver from coverage and require them to report that exclusion to the Department of Revenue, with new penalties for excluded drivers who get behind the wheel and for owners who knowingly let them.
… Insurance coverage information included in such notice of exclusion shall be limited to the name and contact information of the insurer, the vehicle identification number, the make and …
FAIR Plan Stabilization Act; enact
Summary by Georgia Commons: House Bill 606 would let the directors of Georgia's FAIR Plan, the insurance pool of last resort for property owners, redistribute risk among member insurers more evenly, with state insurance commissioner approval.
… The General Assembly finds that: (1) Each insurer writing property insurance in this state is required to be a member of an assigned risk pool (the FAIR Plan …
Surprise Billing Consumer Protection Act; require certain health insurers providing a network plan to approve credentialing applications within a certain time frame
Summary by Georgia Commons: A Georgia House bill would require health insurers to approve complete provider credentialing applications within 45 days and to adopt a standardized credentialing form by mid-2027.
… A BILL TO BE ENTITLED AN ACT To amend Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to insurance generally, so as to …
Commissioner of Insurance; lobbying restrictions within five years after leaving office; provide
Summary by Georgia Commons: A Georgia Senate bill would bar former Insurance Commissioners from lobbying the insurance industry for five years after leaving office, backed by civil fines for violations.
… Commissioner, so as to provide for certain lobbying restrictions on the Commissioner of Insurance within five years after leaving office; to provide for a definition; to provide for …
Insurance; authorize tax-exempt organizations to be beneficiaries of employee group life insurance policies
Summary by Georgia Commons: A House bill would let tax-exempt organizations, such as 501(c)(3) nonprofits, be named as beneficiaries of employee group life insurance policies when an employee designates them in writing, changing Georgia's group life insurance law (O.C.G.A. § 33-27-1).
The House Committee on Insurance offers the following substitute to HB 1058: A BILL TO BE ENTITLED AN ACT To amend Chapter 27 of Title 33 of the …
Insurance; establish State Oversight Board within office of the Commissioner of Insurance
Summary by Georgia Commons: A Georgia House bill would create a nine-member State Oversight Board inside the Insurance Commissioner's office to police health insurers over coverage denials and delays, and would let patients sue insurers for harm caused by wrongful denials.
… Title 33 of the Official Code of Georgia Annotated, relating to insurance, is amended in Chapter 2, relating to department and Commissioner, by adding a new Code section …
"Insurers' Use of Aerial or Satellite Images Act"; enact
Summary by Georgia Commons: Senate Bill 409 would set rules for how homeowners insurers in Georgia use drone, aircraft, or satellite photos to deny, cancel, or raise rates on residential policies, and would give homeowners 60 days to fix flagged problems.
… Such term does not mean placement of coverage with an insurer that is not an admitted insurer or with the Fair Access to Insurance Requirements Plan described in …
Life Insurance; a policy of group life insurance from excluding or restricting liability for certain deaths occurring while an individual is an active duty service member; prohibit
Summary by Georgia Commons: A Georgia Senate bill would stop group life insurance policies from denying payouts when a service member dies on active duty, unless the death was caused by war.
… Chapter 25 of Title 33 of the Official Code of Georgia Annotated, relating to life insurance, is amended by revising Code Section 33-25-5, relating to inclusion …
Insurance; prohibit improper steering to repair facilities under motor vehicle liability insurance policies
Summary by Georgia Commons: A Georgia House bill would bar auto insurers from steering claimants to specific repair shops they have a financial stake in and require insurers to disclose a driver's right to choose any repair facility.
… No insurer shall require a claimant under such policy to use a repair facility in which such insurer has a financial interest. No insurer shall represent to a …
Insurance; offer a preenrollment option for anticipated newly born or adopted children; require certain health insurers
Summary by Georgia Commons: House Bill 1149 would require Georgia health insurers to let pregnant policyholders or those adopting a child preenroll the expected child in coverage before birth or adoption, starting January 1, 2027.
… Chapter 24 of Title 33 of the Official Code of Georgia, relating to insurance generally, is amended by revising Code Section 33-24-22, relating to provisions in …
Insurance; increase amount of monetary penalties authorized to impose for certain violations of the Georgia Insurance Code
Summary by Georgia Commons: House Bill 1262 would raise the maximum fines Georgia's Insurance Commissioner can impose on insurers and licensees for violations involving mental health parity, general insurance law, surprise billing, and prepaid legal services plans.
… Title 33 of the Official Code of Georgia Annotated, relating to insurance, is amended in Chapter 1, relating to general provisions, by revising paragraph (1) of subsection (i …
Insurance; original equipment manufacturer repair procedures for repairs under motor vehicle liability insurance policies; provide
Summary by Georgia Commons: House Bill 1420 would require Georgia motor vehicle liability insurance policies to cover repairs done according to a car's original manufacturer repair standards, limiting insurers' ability to deny those repair methods.
… Such term includes coverage provided through an approved plan or certificate of self-insurance to the extent recognized under state law as satisfying such minimum limits. (3) 'Original …
Life insurance; excluding or restricting liability for certain deaths occurring while an individual is an active duty service member; prohibit
Summary by Georgia Commons: HB182 would stop group life insurance policies sold in Georgia from denying death benefits to active-duty or reserve service members, unless the death was caused by war.
The Senate Committee on Insurance and Labor offered the following substitute to HB 182: A BILL TO BE ENTITLED AN ACT To amend Chapter 25 of Title 33 …
Department of Insurance; to meet with stakeholders to explore best practices in the medical surveillance of patients after primary therapy for breast cancer and to provide any recommendations; urge
Summary by Georgia Commons: A Georgia Senate resolution would urge the Department of Insurance and the Department of Community Health to meet with stakeholders and study best practices for monitoring breast cancer patients after their initial treatment.
… BE IT FURTHER RESOLVED that the Department of Insurance shall submit any recommendations to the chairpersons of the Senate Insurance and Labor Committee and the Senate Health and …
Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide
Summary by Georgia Commons: House Bill 1419 would set strict deadlines for auto insurers to respond to supplemental damage estimates from repair shops after a car crash, and would make repeated violations an unfair claims practice under Georgia law.
… Such term includes coverage provided through an approved plan or certificate of self-insurance to the extent recognized under state law as satisfying such minimum limits. (4) 'Repair …
Commissioner of Insurance; conduct a comprehensive review of prescription drug pricing and identify strategies to reduce the cost of prescription medications; urge
Summary by Georgia Commons: A Georgia House resolution would urge the state Commissioner of Insurance to study prescription drug pricing and recommend ways to lower medication costs for Georgians.
… NOW, THEREFORE, BE IT RESOLVED BY THE HOUSE OF REPRESENTATIVES that the members of this body urge the Commissioner of Insurance to conduct a comprehensive review of prescription …
Insurance; coverage of complementary and alternative therapies under certain conditions; provide
Summary by Georgia Commons: House Bill 231 would require Georgia health insurance policies to cover complementary and alternative therapies from licensed physicians, acupuncturists, chiropractors, and massage therapists, with an optional add-on for herbalists, homeopaths, and naturopaths.
… Such term shall not mean a disability income policy, a long-term care insurance policy, a Medicare supplement policy, a health insurance policy written as part of workers …
Prescription Drug Consumer Financial Protection Act; enact
Summary by Georgia Commons: House Bill 100 would require Georgia health insurers to pass along at least 80 percent of prescription drug rebates they receive from manufacturers directly to enrollees at the pharmacy counter, starting January 1, 2026.
… Section 1001, et seq. (3) 'Insurer' means an accident and sickness insurer, fraternal benefit society, hospital service corporation, medical service corporation, healthcare corporation, health maintenance organization, preferred provider …
Crimes and offenses; require an owner of an assault weapon to procure and maintain sufficient liability insurance
Summary by Georgia Commons: House Bill 64 would require Georgians who own certain semiautomatic rifles with detachable high capacity magazines to carry at least $1 million in liability insurance, with fines for owners who do not comply.
… Title 33 of the Official Code of Georgia Annotated, relating to insurance, is amended in Chapter 7, relating to kinds of insurance, limits of risks, and reinsurance, by …
Insurance; health benefit policy coverage for medically necessary treatments of alopecia universalis; require
Summary by Georgia Commons: A Georgia Senate bill would require health insurance plans sold in the state to cover medically necessary treatment for alopecia universalis, including FDA-approved medications, phototherapy, and cranial prostheses, starting January 1, 2027.
… Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to insurance generally, is amended by adding a new Code section to read as follows …
Insurance; clarify periods of time for transportation network company services
Summary by Georgia Commons: A Georgia House bill would redefine when insurance coverage periods for rideshare drivers begin during a trip, changing the trigger from ride acceptance to when a rider actually gets in the vehicle.
… Code Section 33-1-24 of the Official Code of Georgia Annotated, relating to insurance requirements for transportation network companies and their drivers, is amended by revising paragraph …
Insurance; prohibit insurers from conditioning the payment of any medical test or procedure or prescription drug benefit on prior authorization
Summary by Georgia Commons: A Georgia House bill would bar health insurers, pharmacy benefit managers, and the state employees' health plan from requiring prior authorization before paying for a covered medical test, procedure, or prescription drug that a licensed provider has prescribed.
… Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to general provisions regarding insurance, is amended by adding a new Code …
Auto Insurance Excess Profits Act; enact
Summary by Georgia Commons: HB 1274 would let Georgia's Insurance Commissioner order refunds when auto insurers make excess profits, set new payment rules for out-of-network ambulance rides, and create new protections for life insurance policyholders.
The Senate Committee on Insurance and Labor offered the following substitute to HB 1274: A BILL TO BE ENTITLED AN ACT To amend Title 33 of the Official …
"Georgia Insurance Consumer and Policyholder Advocacy Act"; enact
Summary by Georgia Commons: A Georgia Senate bill would create a state insurance consumer advocate to challenge rate increases and give the Department of Insurance more time and tools to review proposed rate hikes, especially those over 10 percent.
… The purpose of this Act is to protect insurance consumers and policyholders by ensuring fairness and transparency in insurance practices, addressing unjustified rate increases, enhancing industry oversight, and …
Insurance; benefit provider to disclose certain payments to a treating healthcare provider; provide
Summary by Georgia Commons: A Georgia House bill would require insurance companies and other benefit providers to give treating healthcare providers a written accounting of payments made to injured patients for their care, upon request.
… Chapter 3 of Title 33 of the Official Code of Georgia Annotated, relating to authorization and general requirements for transaction of insurance, is amended by adding a new …