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Senate · Engrossed · 2025-2026 Regular Session

SB 458: "Home Inspector Licensing Act of Georgia"; enact

Last action March 31, 2026 · House Passed/Adopted By Substitute

A Georgia Senate bill would create a state licensing system for home inspectors starting in 2028, require them to carry liability insurance, and add new rules for real estate brokers, including a ban on unlicensed "wholesalers" marketing property for resale.

Read the full bill text

These buttons carry the bill's own text, not the summaries below. Copy for LLM, View as markdown, and Send to AI use the Markdown version: the text as filed, then the summaries under a heading that names them as ours. View raw is the text alone.

The summaries below were written by an AI model (claude-sonnet-5) from the text of the bill and are not part of it. Quote the text, not the summary. The stored text is the Comm Sub version, the latest the General Assembly's website lists.

In plain language

Georgia currently does not license home inspectors, the people hired to examine a house's condition before a sale. This bill, the "Home Inspector Licensing Act of Georgia," would change that by adding a new article to the state's contractor licensing law. Starting January 1, 2028, home inspectors and companies that perform home inspections would need a license from the state licensing board, which would fall under the residential contractor division. Applicants would need to be at least 18, have a high school diploma or ten years of relevant experience, pass a criminal background check and an exam, and carry at least $250,000 in liability and errors-and-omissions insurance. People already working as inspectors could get licensed without the education requirement if they pass a national exam. The bill also amends the real estate broker law (O.C.G.A. Title 43, Chapter 40). It requires most Georgia Real Estate Commission members to be licensees in good standing, bans brokers from working with unlicensed "wholesalers" who flip property contracts without owner authorization, and lets the commissioner issue consent cease and desist orders against unlicensed brokers.

What the bill does

  • Creates a new state license for home inspectors and home inspection companies, required starting January 1, 2028.
  • Sets minimum qualifications for home inspector applicants: age 18, a high school diploma or ten years of experience, a criminal background check, and a passing exam score.
  • Requires licensed home inspectors to carry at least $250,000 in general liability insurance and $250,000 in errors-and-omissions insurance, including coverage for referrals.
  • Defines a new category called a 'wholesaler' in real estate law and bars brokers from listing property for sale on a wholesaler's behalf without the owner's consent.
  • Lets the Real Estate Commission's commissioner issue consent cease and desist orders against people accused of practicing as a broker without a license.
  • Requires five of the six Real Estate Commission members to be licensees in good standing who have been actively licensed, not just engaged, in real estate for five years.

Who it affects

Home inspectors and companies that perform home inspections, who would need a new state license and insurance; prospective home buyers and sellers who hire inspectors; real estate brokers and salespersons, who face new restrictions on working with unlicensed property wholesalers; and members of the Georgia Real Estate Commission.

Why it matters

Georgians buying or selling homes would gain assurance that inspectors meet minimum training, background-check, and insurance standards, since no such licensing exists today. Real estate brokers would also face new restrictions on assisting unlicensed wholesalers, changing how certain property flipping arrangements can be marketed.

Key provisions

  • Section 3 adds a definition of 'wholesaler' to Georgia's real estate broker law, covering unlicensed people who market property for resale without the owner's written authorization.
  • Section 4 requires five of the six Real Estate Commission members to be licensees in good standing actively licensed in real estate for five years.
  • Section 6 exempts prospective purchasers from broker licensing only if they are not wholesalers or do not receive a separate fee for their actions.
  • Section 7 lets the commissioner issue a final consent cease and desist order against unlicensed brokers under investigation, in addition to the commission's existing cease and desist power.
  • Section 9 creates Article 2 of Chapter 41, requiring home inspector and company licensure by January 1, 2028, with renewal every four years by the licensee's birth month.
  • New Code Section 43-41-23 sets minimum insurance requirements of $250,000 per occurrence and $500,000 aggregate for both liability and errors-and-omissions coverage.
  • New Code Section 43-41-27 allows the board to investigate complaints and impose penalties including fines, license suspension or revocation, or a criminal referral to the Attorney General.
  • New Code Section 43-41-30 allows current inspectors to skip education requirements if they pass the National Home Inspector Examination before applying, starting July 1, 2027.

From the bill

“'Wholesaler' means any person not licensed under this chapter who enters, or offers to enter, an assignable contract for real property and markets the property for sale or reassignment without written authorization from the property owner.”

This new definition targets unlicensed people who flip property contracts without the owner's consent.

“'Home inspector' means any person, except an employee of a county, municipality, or political subdivision while engaged in the performance of the duties of his or her employment, who, for consideration, inspects and reports on the condition of any home”

This defines who counts as a home inspector under the new licensing law.

“Home inspectors shall be licensed by the board beginning January 1, 2028.”

This sets the date when home inspector licensing becomes mandatory in Georgia.

Discussed in meetings (18)

The House and Senate meetings that took this bill up, from their machine transcripts. Each account was written by Georgia Commons with AI and is not part of the record; the video is what was said.

  1. Senate Regulated Industries and Utilities Committee, February 12, 2026

    From 0:03:54 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The sponsor said SB 458 would establish statewide home inspector licensing under the existing residential contractors board, replacing inconsistent local requirements. The sponsor described liability insurance, training, testing and enforcement provisions as consumer protections and reported a constituent’s $40,000 repair bill after an inspection missed problems. A Georgia Realtors witness supported statewide standards and said current inspectors could qualify by passing the national examination. The witness said licensing would give the state stronger investigation and disciplinary tools. Several members questioned whether licensing would improve inspections or create barriers to work. One member suggested allowing anyone who passes the examination to qualify without required coursework. Others questioned continuing education, the high school diploma requirement and whether certification could replace mandatory licensing. Members also shared experiences with missed defects and limited reimbursement. The sponsor supported retaining liability insurance and was open to reducing other requirements. The sponsor proposed a January 1, 2028, effective date, but no amendment was adopted. The chair kept the bill as a hearing only, and the sponsor agreed to work with members on revisions.

  2. Senate Regulated Industries and Utilities Committee, February 17, 2026

    From 1:16:04 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The sponsor presented a substitute for SB 458 establishing home inspector licensing. The sponsor said local home builders and real estate professionals requested consumer protections, including liability insurance and a basic competency standard, and said 42 states had licensing or certification programs. The sponsor described changes delaying the effective date to January 1, 2028, allowing 10 years of experience in place of a high school diploma, and removing prelicensing education and continuing education requirements. The substitute retained an examination and insurance requirements, provided four-year renewals tied to birth month, and allowed applications six months before the effective date. Asked about certification instead of licensing, the sponsor said that option remained under discussion but would still require board administration. The sponsor said the board could develop an exam or use a nationally recognized one. In response to another question, the sponsor said the existing Contractors Board’s residential division would oversee inspectors, without creating a new board. One member supported that placement because of its connection to home construction knowledge. The committee approved the substitute with one member opposed; no total supporting vote was stated.

  3. Senate Rules Committee, February 24, 2026

    From 0:14:01 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The sponsor said the bill would license home inspectors, require them to demonstrate basic competence and require liability insurance. The sponsor said 42 states already had licensing and Georgia did not. The sponsor also said changes had been developed with the Regulated Industries Committee, without describing those changes. No substantive questions or vote followed.

  4. Senate Rules Committee, February 25, 2026

    From 0:28:53 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The sponsor described the bill as establishing home-inspector licensing and requiring home inspectors to carry liability insurance. No substantive questions followed, and the bill was not selected for the floor calendar.

  5. Senate Rules Committee, March 3, 2026

    From 0:09:38 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The sponsor described SB 458 as a home inspector licensing bill and said it had previously been presented to the committee. There were no substantive questions. Members later selected it for the calendar as part of the approved slate.

  6. Senate Rules Committee, March 5, 2026

    From 1:21:43 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The chair listed SB 458 among bills carried over from the previous day for return to the floor calendar. Its provisions were not discussed. The committee unanimously approved the calendar package.

  7. Senate floor session, March 6, 2026 (legislative day 28, part 2)

    From 1:33:52 · Watch on the General Assembly's Vimeo channel · Confirmed by the bill's status history (Senate Taken from Table)

    Summary by Georgia Commons: The sponsor said the bill would require home inspectors to demonstrate basic competence and carry liability insurance. The sponsor said 42 states already had some form of licensing, while Georgia allowed someone without building or inspection knowledge to call themselves a home inspector. The sponsor described the measure as consumer protection for people purchasing what is often their largest asset. No questions or opposing speeches followed. The Senate adopted the committee substitute and passed the bill, 46-2.

  8. House Small Business Development Committee, March 17, 2026

    From 0:33:10 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The Georgia Association of Realtors’ advocacy director presented SB 458 as a home inspector licensing proposal. The advocacy director said home inspectors were the only participants in a housing transaction without licensing and said problems in the Valdosta area prompted the proposal. According to the advocacy director, the bill would place a new license type under the general contractor licensing structure rather than create a separate board. The advocacy director reported that it had passed the Regulated Industries Committee the previous day and was headed to Rules. No action was taken at this meeting.

  9. House Rules Committee, March 19, 2026

    From 0:57:23 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The presenter said the bill would license home inspectors, require proof of basic competence and liability insurance, and address predatory practices by real estate wholesalers. The presenter said Georgia currently allows someone without qualifications to advertise as a home inspector and estimated that 44 states require a license. There were no questions or calendar action.

  10. House Rules Committee, March 27, 2026

    From 0:47:08 · Watch on the General Assembly's Vimeo channel · Confirmed by the 2026 House Journal, p. 3839

    Summary by Georgia Commons: The sponsor said SB 458 would require home inspectors to pass a competency test and carry liability insurance, placing oversight under an existing residential contractors board rather than creating a new board. The sponsor said about 44 states already required a license or certificate. The sponsor and one member also described provisions addressing real estate wholesalers and transactions involving vulnerable owners. The sponsor cited an elderly widow who sold 200 acres for $38,000 as an example of the problem. A second member asked whether licensed contractors would be exempt from obtaining another license. The sponsor said no exemption was recalled but expressed willingness to consider one. A third member asked whether buyers could still purchase property for resale if they disclosed that intent, and the sponsor confirmed that they could. No amendment or further action was shown.

  11. House Rules Committee, March 31, 2026

    From 1:32:47 · Watch on the General Assembly's Vimeo channel

    Summary by Georgia Commons: The committee placed SB 458 on the day's floor calendar, with no opposition stated. There was no substantive presentation or debate.

  12. House floor session, March 31, 2026 (legislative day 39, part 2)

    From 0:34:23 · Watch on the General Assembly's Vimeo channel · Confirmed by the 2026 House Journal, p. 3906

    Summary by Georgia Commons: The presenter said the bill would require home inspectors to obtain licenses and insurance, establish a complaint process and allow license removal for misconduct. The presenter said Georgia was one of few states without inspector licensing, despite inspectors' importance in home purchases. The presenter also said the bill addressed wholesalers who put homes under contract and seek another buyer without the owner's informed consent, bypassing real estate licensing requirements. No members asked questions. The House adopted the committee substitute and passed the bill, 138 to 19.

Status timeline

  1. 2026-03-31House Passed/Adopted By Substitute (House)
  2. 2026-03-31House Third Readers (House)
  3. 2026-03-18House Committee Favorably Reported By Substitute (House)
  4. 2026-03-10House Second Readers (House)
  5. 2026-03-09House First Readers (House)
  6. 2026-03-06Senate Passed/Adopted By Substitute (Senate)
  7. 2026-03-06Senate Third Read (Senate)
  8. 2026-03-06Senate Taken from Table (Senate)
Show full history (13 actions)
  1. 2026-03-06Senate Tabled (Senate)
  2. 2026-02-19Senate Read Second Time (Senate)
  3. 2026-02-18Senate Committee Favorably Reported By Substitute (Senate)
  4. 2026-02-05Senate Read and Referred (Senate)
  5. 2026-02-04Senate Hopper (Senate)

Sponsors

  • Russ Goodman (R, SD-8)Primary sponsor
  • Bo Hatchett (R, SD-50)
  • Drew Echols (R, SD-49)
  • Emanuel Jones (D, SD-10)
  • David Lucas (D, SD-26)
  • Lee Anderson (R, SD-24)
  • Billy Hickman (R, SD-4)
  • Kay Kirkpatrick (R, SD-32)
  • Chuck Hufstetler (R, SD-52)
  • Clint Dixon (R, SD-45)
  • Gail Davenport (D, SD-17)
  • Tonya Anderson (D, SD-43)
  • Max Burns (R, SD-23)
  • RaShaun Kemp (D, SD-38)
  • Sonya Halpern (D, SD-39)
  • Clint Crowe (R, HD-118)

Votes

  1. PassedSenate voteMarch 6, 2026

    46 yea, 2 nay (3 not voting, 4 excused)

    PASSAGE BY SUBSTITUTE: Senate Vote #680

  2. PassedHouse voteMarch 31, 2026

    138 yea, 19 nay (9 not voting, 10 excused)

    PASSAGE: House Vote #800

Topics

  • home inspections
  • real estate licensing
  • consumer protection
  • professional licensing
  • property sales

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SB458: "Home Inspector Licensing Act of Georgia"; enact | Georgia Commons