Georgia Commons

Senate · Engrossed · 2025-2026 Regular Session

SB 458: "Home Inspector Licensing Act of Georgia"; enact

Last action March 31, 2026 · House Passed/Adopted By Substitute

A Georgia Senate bill would create a state licensing system for home inspectors starting in 2028, require them to carry liability insurance, and add new rules for real estate brokers, including a ban on unlicensed "wholesalers" marketing property for resale.

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In plain language

Georgia currently does not license home inspectors, the people hired to examine a house's condition before a sale. This bill, the "Home Inspector Licensing Act of Georgia," would change that by adding a new article to the state's contractor licensing law. Starting January 1, 2028, home inspectors and companies that perform home inspections would need a license from the state licensing board, which would fall under the residential contractor division. Applicants would need to be at least 18, have a high school diploma or ten years of relevant experience, pass a criminal background check and an exam, and carry at least $250,000 in liability and errors-and-omissions insurance. People already working as inspectors could get licensed without the education requirement if they pass a national exam. The bill also amends the real estate broker law (O.C.G.A. Title 43, Chapter 40). It requires most Georgia Real Estate Commission members to be licensees in good standing, bans brokers from working with unlicensed "wholesalers" who flip property contracts without owner authorization, and lets the commissioner issue consent cease and desist orders against unlicensed brokers.

What the bill does

  • Creates a new state license for home inspectors and home inspection companies, required starting January 1, 2028.
  • Sets minimum qualifications for home inspector applicants: age 18, a high school diploma or ten years of experience, a criminal background check, and a passing exam score.
  • Requires licensed home inspectors to carry at least $250,000 in general liability insurance and $250,000 in errors-and-omissions insurance, including coverage for referrals.
  • Defines a new category called a 'wholesaler' in real estate law and bars brokers from listing property for sale on a wholesaler's behalf without the owner's consent.
  • Lets the Real Estate Commission's commissioner issue consent cease and desist orders against people accused of practicing as a broker without a license.
  • Requires five of the six Real Estate Commission members to be licensees in good standing who have been actively licensed, not just engaged, in real estate for five years.

Who it affects

Home inspectors and companies that perform home inspections, who would need a new state license and insurance; prospective home buyers and sellers who hire inspectors; real estate brokers and salespersons, who face new restrictions on working with unlicensed property wholesalers; and members of the Georgia Real Estate Commission.

Why it matters

Georgians buying or selling homes would gain assurance that inspectors meet minimum training, background-check, and insurance standards, since no such licensing exists today. Real estate brokers would also face new restrictions on assisting unlicensed wholesalers, changing how certain property flipping arrangements can be marketed.

Key provisions

  • Section 3 adds a definition of 'wholesaler' to Georgia's real estate broker law, covering unlicensed people who market property for resale without the owner's written authorization.
  • Section 4 requires five of the six Real Estate Commission members to be licensees in good standing actively licensed in real estate for five years.
  • Section 6 exempts prospective purchasers from broker licensing only if they are not wholesalers or do not receive a separate fee for their actions.
  • Section 7 lets the commissioner issue a final consent cease and desist order against unlicensed brokers under investigation, in addition to the commission's existing cease and desist power.
  • Section 9 creates Article 2 of Chapter 41, requiring home inspector and company licensure by January 1, 2028, with renewal every four years by the licensee's birth month.
  • New Code Section 43-41-23 sets minimum insurance requirements of $250,000 per occurrence and $500,000 aggregate for both liability and errors-and-omissions coverage.
  • New Code Section 43-41-27 allows the board to investigate complaints and impose penalties including fines, license suspension or revocation, or a criminal referral to the Attorney General.
  • New Code Section 43-41-30 allows current inspectors to skip education requirements if they pass the National Home Inspector Examination before applying, starting July 1, 2027.

From the bill

'Wholesaler' means any person not licensed under this chapter who enters, or offers to enter, an assignable contract for real property and markets the property for sale or reassignment without written authorization from the property owner.

This new definition targets unlicensed people who flip property contracts without the owner's consent.

'Home inspector' means any person, except an employee of a county, municipality, or political subdivision while engaged in the performance of the duties of his or her employment, who, for consideration, inspects and reports on the condition of any home

This defines who counts as a home inspector under the new licensing law.

Home inspectors shall be licensed by the board beginning January 1, 2028.

This sets the date when home inspector licensing becomes mandatory in Georgia.

Status timeline

  1. 2026-03-31House Passed/Adopted By Substitute (House)
  2. 2026-03-31House Third Readers (House)
  3. 2026-03-18House Committee Favorably Reported By Substitute (House)
  4. 2026-03-10House Second Readers (House)
  5. 2026-03-09House First Readers (House)
  6. 2026-03-06Senate Passed/Adopted By Substitute (Senate)
  7. 2026-03-06Senate Third Read (Senate)
  8. 2026-03-06Senate Taken from Table (Senate)
Show full history (13 actions)
  1. 2026-03-06Senate Tabled (Senate)
  2. 2026-02-19Senate Read Second Time (Senate)
  3. 2026-02-18Senate Committee Favorably Reported By Substitute (Senate)
  4. 2026-02-05Senate Read and Referred (Senate)
  5. 2026-02-04Senate Hopper (Senate)

Sponsors

  • Russ Goodman (R, SD-008)Primary sponsor
  • Bo Hatchett (R, SD-050)
  • Drew Echols (R, SD-049)
  • Emanuel Jones (D, SD-010)
  • David Lucas (D, SD-026)
  • Lee Anderson (R, SD-024)
  • Billy Hickman (R, SD-004)
  • Kay Kirkpatrick (R, SD-032)
  • Chuck Hufstetler (R, SD-052)
  • Clint Dixon (R, SD-045)
  • Gail Davenport (D, SD-017)
  • Tonya Anderson (D, SD-043)
  • Max Burns (R, SD-023)
  • RaShaun Kemp (D, SD-038)
  • Sonya Halpern (D, SD-039)
  • Clint Crowe (R, HD-118)

Votes

  1. PassedSenate voteMarch 6, 2026

    46 yea, 2 nay (3 not voting, 4 absent)

    Passage By Substitute: Senate Vote #680

  2. PassedHouse voteMarch 31, 2026

    138 yea, 19 nay (9 not voting, 10 absent)

    Passage: House Vote #800

Topics

  • home inspections
  • real estate licensing
  • consumer protection
  • professional licensing
  • property sales

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SB458: "Home Inspector Licensing Act of Georgia"; enact | Georgia Commons