Georgia CommonsSearch bills
Words find bills whose text, title, or summary carries them; a bill number such as HB 340 opens that bill. Search matches the words of the bill: ask in the words the bill would use.
40 bills for “Banking and finance”.
Department of Banking and Finance; removal of references to reputational risk from any Department of Banking and Finance guidance, rule, examination manual, or similar document; provide
Summary by Georgia Commons: A Georgia Senate bill would bar the Department of Banking and Finance from using "reputational risk" as a factor when regulating banks and other financial institutions, and require the agency to strip that concept from its rules and guidance.
… Article 1 of Chapter 1 of Title 7 the Official Code of Georgia Annotated, relating to Department of Banking and Finance and financial institutions generally, is amended in …
Banking and finance; transfer regulation of securities and commodities from Secretary of State to Department of Banking and Finance
Summary by Georgia Commons: A House substitute bill would move regulation of securities and commodities in Georgia from the Secretary of State to the Department of Banking and Finance, effective July 1, 2026, along with the staff, records, and legal duties that come with it.
… A BILL TO BE ENTITLED AN ACT To amend Titles 7, 10, and 45 of the Official Code of Georgia Annotated, relating to banking and finance, commerce and …
Banking and finance; require licensees to disclose whether a transaction is reportable to a credit reporting agency
Summary by Georgia Commons: A Georgia House bill would require licensed installment lenders to tell borrowers whether their loan will be reported to a credit reporting agency, starting with loans made on or after July 1, 2026.
House Bill 1314 By: Representatives Lim of the 98th, Washburn of the 144th, Clark of the 108th, and Barrett of the 24th A BILL TO BE ENTITLED AN …
Heard, Greta; recognize
Summary by Georgia Commons: A Georgia Senate resolution honors Greta Heard of Covington for her career in banking and community service, marking her achievements at Newton Federal Bank.
… African American to achieve this title; and WHEREAS, beyond her banking career, Greta serves as Director of Finance for the Taylor Made Foundation and is the TMU Program …
Mensah; Honorable Sylvester Adinam; distinguished leadership, public service, and contributions to economic development and international trade; recognize
Summary by Georgia Commons: A Georgia House resolution formally commends Sylvester Adinam Mensah, chief executive of the Ghana Export-Import Bank, for his career in finance, public service, and efforts to strengthen trade ties between Ghana and Georgia.
… Ghana Export-Import Bank (Ghana EXIM Bank), where he provides strategic leadership in advancing Ghana's economic growth through export development, industrialization, and business financing initiatives; and WHEREAS …
Banking and finance; holds on accounts of eligible adults for suspected financial exploitation; provide
Summary by Georgia Commons: House Bill 945 lets Georgia banks and credit unions temporarily freeze transactions when they suspect an elderly or disabled customer is being financially exploited, and separately creates new state rules for cryptocurrency ATM kiosks and litigation-funding companies.
… Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, is amended in Article 1 of Chapter 1, relating to Department of Banking and …
Toliver, Ms. Pearlie; life, leadership, and enduring contributions; role in advancing civil rights, community development, economic empowerment, and leadership in the Macon-Bibb region; commend
Summary by Georgia Commons: A Georgia House resolution formally commends Pearlie Toliver of Macon for her role in integrating Mercer University and Macon-Bibb schools and for her decades of civic and banking leadership.
… Toliver enjoyed a successful and impactful 37-year career in retail banking and mortgage lending, including service as vice president for Branch Banking and Trust Co., where she …
"Georgia Courts Access and Consumer Protection Act"; enact
Summary by Georgia Commons: Senate Bill 69 creates a new Georgia law regulating companies that fund lawsuits in exchange for a share of any winnings, requiring them to register with the state, disclose terms to consumers, and barring foreign-linked funders. It also lets seat belt non-use be considered as evidence in car accident lawsuits.
… Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, is amended by adding a new chapter to read as follows: <ins>"CHAPTER 10 …
Banking and finance; update terminology; provisions
Summary by Georgia Commons: House Bill 15 rewrites a large set of technical rules in Georgia's banking and finance code, touching credit unions, mortgage lenders and brokers, foreign banks, and merchant acquirer banks. It updates licensing, background check, audit, and capital requirements across those industries.
… Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, is amended in Article 1 of Chapter 1, relating to department of banking and …
Ponzi Scheme Prevention Act; enact
Summary by Georgia Commons: A Georgia House bill called the Ponzi Scheme Prevention Act would end a securities-law exemption for certain financial institutions and set new rules for when a promissory note counts as a regulated security under state law.
… of law to the contrary, unless the note is: (1) Delivered in consumer financing; (2) Secured by a mortgage on a home; (3) A short-term note secured …
Georgia First-Time Homebuyer's Savings Account Act; enact
Summary by Georgia Commons: A Georgia House bill would create tax-advantaged first-time homebuyer savings accounts, letting residents deduct contributions from state income taxes when saving toward a home purchase, starting in 2027.
… Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, is amended by adding a new chapter to read as follows: <ins>"CHAPTER 11 …
State Depository Board; allow the state treasurer to invest in Bitcoin; provide
Summary by Georgia Commons: Senate Bill 178 would let Georgia's State Depository Board allow the state treasurer to invest a portion of state funds in Bitcoin, capped at 5 percent of any fund, with rules for secure storage.
… Credit Corporation, Farm Credit Banks regulated by the Farm Credit Administration, Federal Assets Financing Trusts, the Federal Financing Bank, Federal Home Loan Banks, the Federal Home Loan Mortgage …
State Depositories; State Depository Board to allow the state treasurer to invest in bitcoin; provide
Summary by Georgia Commons: Senate Bill 228 would let Georgia's State Depository Board authorize the state treasurer to invest state funds in bitcoin, alongside existing options like bonds and commercial paper, and would require rules for safely storing it.
… Credit Corporation, Farm Credit Banks regulated by the Farm Credit Administration, Federal Assets Financing Trusts, the Federal Financing Bank, Federal Home Loan Banks, the Federal Home Loan Mortgage …
Property Owners' Associations; authorization of liens and use of assessments; provide
Summary by Georgia Commons: A Georgia Senate bill would tighten the rules property owners' associations must follow before foreclosing on a lien for unpaid assessments, and would require associations to register with the Secretary of State and submit to new dispute hearings.
… favor of the filer. (d) By January 1, 2026, the Department of Banking and Finance shall promulgate rules and regulations providing for the escrow of funds held by …
Banking and finance; licensing of payment stablecoin issuers; provisions
Summary by Georgia Commons: House Bill 1272 would create a new Georgia licensing system for companies that issue payment stablecoins, a type of digital currency pegged to the dollar, putting the Department of Banking and Finance in charge of approving, regulating, and policing these issuers.
… Title 7 of the Official Code of Georgia Annotated, relating to banking and finance, is amended by revising subparagraphs (K) and (L) of and adding a new subparagraph …
Creation of a National Infrastructure Bank; express support
Summary by Georgia Commons: A Georgia House resolution would formally express support for a proposed federal National Infrastructure Bank, urging Congress to pass HR 4052 or similar legislation to fund infrastructure projects nationwide, including in Georgia.
… 4052 or any equivalent congressional legislation made to create a National Infrastructure Bank to finance urgently needed infrastructure projects. BE IT FURTHER RESOLVED that the Clerk of the …
Government Transparency; campaign committees, independent committees, political action committees, and leadership committees from accepting contributions or donations from non-Georgia persons that exceed 50 percent of all contributions received; prohibit
Summary by Georgia Commons: A Georgia Senate bill, revised by a House committee, would cap out-of-state contributions to candidates and campaign committees at 50 percent of total donations and add new disclosure and registration rules for political action committees and independent committees.
… Prior to such registration, such political action committee shall open a bank account in the name of such political action committee and shall maintain such bank account until …
Hardrick, Catherine; recognize
Summary by Georgia Commons: A Georgia Senate resolution formally recognizes and commends Catherine Hardrick, a disabled Army veteran and Snellville city councilmember, for her military service and community leadership.
… in the finance industry, serving in roles including treasury analyst, mutual funds trading specialist, and executive level administrative leadership supporting senior executives in both the banking and corporate …
Georgia Charter School Facilities Authority; establish
Summary by Georgia Commons: House Bill 1253 would create a new state authority to give Georgia charter schools access to low-cost loans and state-backed bonds for building and renovating school facilities, something charter schools currently cannot easily get.
… recognized rating service or any rating service recognized by the commissioner of banking and finance, and no others, or to securities lending transactions involving securities of the type …
Right to Information for Homeowners Act; enact
Summary by Georgia Commons: A Georgia House bill would require homeowners associations, condominium associations, and property owners' associations to give unit owners access to financial records, insurance policies, and other key documents on request.
… 44-3-304. (a) Community associations shall provide unredacted copies of monthly bank statements to any unit owner upon request. (b) Community associations shall maintain all bank records …
State Ethics Commission; shall not accept or reject complaints made against candidates 60 days prior to an election; provide
Summary by Georgia Commons: Senate Bill 199 rewrites Georgia's campaign finance and ethics disclosure rules, barring the State Ethics Commission from acting on complaints against candidates in the 60 days before an election and standardizing filing deadlines and address privacy protections.
… to the short form financial statement required for bank directors under the rules of the Department of Banking and Finance</del> <ins>which details the source and type …
"Freedom of Speech and Belief Act"; enact
Summary by Georgia Commons: A Georgia Senate bill would bar large banks, payment processors, and utility companies from cutting off services to customers because of their political views, religion, gun ownership, or other constitutionally protected activity.
… authorized under this part, refer such financial institution to the Department of Banking and Finance for investigation of any potential violations of Title 7 or the rules and …
Georgia Local Government Finance Authority Act; enact
Summary by Georgia Commons: House Bill 1448 would create a new state authority, the Georgia Local Government Finance Authority, to help Georgia counties, cities, school districts and other local governments borrow money more cheaply to buy vehicles, equipment and other capital assets.
… This chapter shall be known and may be cited as the 'Georgia Local Government Finance Authority Act.' 36-93-2. The purpose of this chapter shall be to …
Georgia Tech Support Impersonation and Remote Access Protection Act; enact
Summary by Georgia Commons: House Bill 1034 would create new Georgia laws against tech support and remote access scams, require banks to offer emergency fraud holds, set up a victims relief fund, and direct the Attorney General to run fraud awareness and training programs.
… The Attorney General shall coordinate referrals with the Georgia Bureau of Investigation, the Department of Banking and Finance, and applicable federal agencies. (c) The Attorney General shall conduct …
"Northeast Regional Water Authority Act"; enact
Summary by Georgia Commons: A Georgia Senate bill would create the Northeast Regional Water Authority, a new public body letting Banks, Franklin, and Madison counties, the cities of Commerce and Elberton, and the Jackson County Water and Sewer Authority jointly build and run water reservoirs and sell water wholesale.
… In the resolution, the authority shall determine that the project financed with the proceeds of such revenue bonds is self-liquidating. Revenue bonds may be issued without any …
Warnock, Senator Raphael G.; commend
Summary by Georgia Commons: A Georgia House resolution would formally commend U.S. Senator Raphael G. Warnock for his public service, ministry, and legislative work on behalf of Georgians.
… he currently serves on the Agriculture, Nutrition, and Forestry Committee; Banking, Housing, and Urban Affairs Committee; Finance Committee; and the Special Committee on Aging, supporting policies that strengthen …
"Barrow County Public Facilities Authority Act"; enact
Summary by Georgia Commons: Senate Bill 621 creates the Barrow County Public Facilities Authority, a new government body that can build public facilities, borrow money through revenue bonds, and manage them on behalf of Barrow County.
… In the resolution, the Authority shall determine that the project financed with the proceeds of such revenue bonds is self-liquidating. Revenue bonds may be issued without any …
Greene County Public Facilities Authority Act; enact
Summary by Georgia Commons: House Bill 816 creates the Greene County Public Facilities Authority, a new local government body with power to build public facilities and issue bonds for Greene County and its school district and cities.
… In the resolution, the authority shall determine that the project financed with the proceeds of such revenue bonds is self-liquidating. Revenue bonds may be issued without any …
Jones, Senator Emanuel; honor
Summary by Georgia Commons: A Senate resolution formally honors Senator Emanuel Jones of Georgia's 10th Senate District for his years of service and career accomplishments, with no changes to state law.
… has further contributed his expertise as a member of the Committees on Appropriations, Banking and Financial Institutions, Natural Resources and the Environment, and Urban Affairs; and WHEREAS, his …
Georgia Student Finance Authority; establish a needs based scholarship program for students at eligible public and private postsecondary institutions
Summary by Georgia Commons: A Georgia Senate substitute for HB 1413 would create a new needs based college scholarship called the DREAMS scholarship, require public colleges and technical colleges to stock opioid overdose reversal medication, raise the cap on 529-style education savings accounts, and adjust how lottery reserve funds are calculated.
… Part 3 of Article 7 of Chapter 3, relating to the Georgia Student Finance Authority, is amended by adding a new subpart to read as follows: <ins>"Subpart …
Decatur Presbyterian Church; Decatur, Georgia; 200th anniversary; recognize
Summary by Georgia Commons: A Georgia House resolution recognizes the 200th anniversary of Decatur Presbyterian Church in Decatur, Georgia, commending its history and community service.
… in South Sudan, Madagascar, Niger, the United States-Mexico border, and Taiwan, and financed the 1968 creation of the Topple Hospital in Soonchun, South Korea, to treat leprosy …
Albany-Dougherty Inner City Authority Act; enact
Summary by Georgia Commons: House Bill 548 rewrites the state law governing the Albany-Dougherty Inner City Authority, restating its membership, powers, bond authority, and tax status while keeping the authority in continuous existence.
… banks, bankers, trust companies, savings banks, and savings associations, including savings and loan associations, building and loan associations, investment companies, and other persons carrying on a banking business …
State auditor; local governments to request and receive in certain circumstances due date extensions related to filing annual audits; provide
Summary by Georgia Commons: House Bill 244 rewrites Georgia's local government audit law, raising the spending threshold that triggers mandatory annual audits to $2.5 million and letting counties temporarily withhold pay from officials who delay required audits.
… proof and reconciliation of cash, confirmation of cash balances, a listing of bank balances by bank, <ins>copies of financial statements and notes as prescribed by the state …
Ad Valorem Taxation; assessment of tangible real property used for community housing provider properties; provide
Summary by Georgia Commons: A Senate Finance Committee substitute for SB 576 would create a lower property tax assessment for small, nonprofit, or family landlords who rent out single-family homes, while larger corporate landlords keep the standard assessment.
The Senate Committee on Finance offered the following substitute to SB 576: A BILL TO BE ENTITLED AN ACT To amend Article 1 of Chapter 5 of Title …
Richmond Hill-Bryan County Airport Authority Act; enact
Summary by Georgia Commons: House Bill 763 creates a new joint airport authority for Bryan County and the City of Richmond Hill, giving it power to build, run, and finance public airports through revenue bonds without pledging city or county tax money.
… It shall be lawful for any bank or trust company incorporated under the laws of this state to act as such depository and to furnish such indemnifying bonds …
Mental health; qualifications of recovery community organizations for substance use; provide
Summary by Georgia Commons: A Senate committee substitute for HB 657 strips out dozens of outdated Georgia public health mandates and advisory boards while creating new state certification rules for peer support specialists and standards for substance use recovery organizations.
… The bank network, which shall be known as the Newborn Umbilical Cord Blood Bank, shall make such tissue and fluid available for medical research and treatment in accordance …
Sumter County Public Facilities Authority; create
Summary by Georgia Commons: House Bill 1523 would create the Sumter County Public Facilities Authority, a new local government body empowered to build public facilities and issue revenue bonds to pay for them.
… In the resolution, the authority shall determine that the project financed or refinanced with the proceeds of the revenue bonds is self-liquidating. Revenue bonds may be issued …
Department of Public Health; provisions relative to duties or functions; modernize and update
Summary by Georgia Commons: A wide-ranging Senate bill would strip outdated committees and reporting duties from the Georgia Department of Public Health, let pharmacists dispense ivermectin without a prescription under new rules, and create a new panel to review complaints about mental health insurance parity violations.
… The bank network, which shall be known as the Newborn Umbilical Cord Blood Bank, shall make such tissue and fluid available for medical research and treatment in accordance …
HOPE Scholarship; the inclusion of advanced placement and international baccalaureate fine arts courses in the calculation of grade point averages; provide
Summary by Georgia Commons: Senate Bill 556 is a wide-ranging higher education bill that creates a new needs-based DREAMS scholarship, lets advanced fine arts courses count toward HOPE scholarship GPAs, requires colleges to stock opioid antagonists, and raises savings plan limits.
… Grades for coursework that is classified as advanced placement, a dual credit course, or international baccalaureate shall be weighted uniformly by the Georgia Student Finance Commission in calculating …
City of Statesboro Public Facilities Authority Act; enact
Summary by Georgia Commons: House Bill 953 creates the City of Statesboro Public Facilities Authority, a state-chartered entity that can build, own, and finance city buildings and infrastructure using revenue bonds rather than city debt.
… Revenues, earnings, rents, and charges; use. (a) For the purpose of earning sufficient revenue to make possible the financing of the construction of the project or projects of …