Georgia CommonsSearch bills
Words find bills whose text, title, or summary carries them; a bill number such as HB 340 opens that bill. Search matches the words of the bill: ask in the words the bill would use.
40 bills for “Insurance”.
Insurance; prohibit insurers from considering advertising costs when making or using insurance rates
Summary by Georgia Commons: House Bill 401 would bar insurance companies operating in Georgia from factoring their own advertising expenses into how they set insurance rates for customers.
Insurance; prohibit insurers from raising private passenger motor vehicle insurance rates more often that once every calendar year
Summary by Georgia Commons: House Bill 477 would stop car insurance companies in Georgia from raising rates on private passenger auto insurance policies more than once per calendar year, starting January 1, 2026.
Insurance; prohibit raises in liability insurance rates for five years
Summary by Georgia Commons: A Georgia House bill would bar insurance companies from raising liability insurance rates in the state for five years, starting January 1, 2026, with the ban automatically expiring in 2031.
Insurers; new penalties for insurers that knowingly give false or misleading information to the Commissioner of Insurance; provide
Summary by Georgia Commons: A Georgia Senate bill would let the Insurance Commissioner fine insurers up to ten times the amount they must refund policyholders if the insurer knowingly lied or withheld information to affect rates.
Insurance; expand lines of insurance or reinsurance in which a limited purpose subsidiary and captive insurance company may engage
Summary by Georgia Commons: House Bill 348 broadens what kinds of insurance limited purpose subsidiaries and captive insurance companies in Georgia can write, letting the state insurance commissioner approve a wider range of coverage instead of a fixed list of lines.
Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days
Summary by Georgia Commons: Senate Bill 35 doubles the advance notice Georgia homeowners' insurers must give before dropping a policy, from 30 days to 60 days, for policies issued or renewed on or after January 1, 2026.
Regulation of Rates; vehicle insurers from using any geographic classifications in vehicle insurance policies; prohibit
Summary by Georgia Commons: A Georgia Senate bill would ban car insurance companies from using ZIP codes, neighborhoods, or other location-based factors to set rates, deny coverage, or cancel policies, starting January 1, 2027.
Insurance; insurer under a liability policy to pay a third party and the senior lienholder under certain circumstances; provide
Summary by Georgia Commons: House Bill 220 would require car insurance companies, when paying a third party for damage to a vehicle, to also pay the senior lienholder on record if one exists, rather than paying the third party alone.
Insurance; require health benefit policy coverage for medically necessary orthotic and prosthetic devices and their materials and components
Summary by Georgia Commons: A Senate substitute for House Bill 87 would require Georgia insurance policies to clearly list deductibles, annual premiums, taxes, and fees on declarations pages and billing notices, starting January 1, 2027, even though the bill's title still refers to orthotic and prosthetic device coverage.
Insurance; premium discount for motor vehicles with certain antitheft devices; provisions
Summary by Georgia Commons: A Georgia House bill would let auto insurers offer premium discounts on comprehensive coverage for vehicles equipped with aftermarket antitheft kill switches, starting July 1, 2026.
Insurance; authorize tax-exempt organizations to be beneficiaries of employee group life insurance policies
Summary by Georgia Commons: A House bill would let tax-exempt organizations, such as 501(c)(3) nonprofits, be named as beneficiaries of employee group life insurance policies when an employee designates them in writing, changing Georgia's group life insurance law (O.C.G.A. § 33-27-1).
Life Insurance; a policy of group life insurance from excluding or restricting liability for certain deaths occurring while an individual is an active duty service member; prohibit
Summary by Georgia Commons: A Georgia Senate bill would stop group life insurance policies from denying payouts when a service member dies on active duty, unless the death was caused by war.
Insurance; rental home marketplace guarantees from the definition of property insurance; exempt
Summary by Georgia Commons: Senate Bill 503 would require Georgia's health plans for state employees, public school teachers and University System employees to cover medically necessary orthotic and prosthetic devices starting in 2027, but only if lawmakers set aside money to pay for it.
"Georgia Insurance Premium Reduction Act"; enact
Summary by Georgia Commons: A Georgia Senate bill would bar auto insurers from using a customer's census tract to set rates, require public disclosure of large premium increase requests, and create a state-run database comparing insurance rates.
Commissioner of Insurance; lobbying restrictions within five years after leaving office; provide
Summary by Georgia Commons: A Georgia Senate bill would bar former Insurance Commissioners from lobbying the insurance industry for five years after leaving office, backed by civil fines for violations.
Insurance; clarify periods of time for transportation network company services
Summary by Georgia Commons: A Georgia House bill would redefine when insurance coverage periods for rideshare drivers begin during a trip, changing the trigger from ride acceptance to when a rider actually gets in the vehicle.
Life Insurance; certain protections for life insurance policyholders and beneficiaries; provide
Summary by Georgia Commons: Senate Bill 324 would create a 'Georgia Policyholder Bill of Rights' giving life insurance policyholders new protections, including access to annual policy reports and rules for locating missing beneficiaries.
State Employees' Health Insurance Plan; Board of Community Health from entering into, executing, or renewing a contract with any pharmacy benefits manager that owns or has an ownership interest in any retail pharmacy; prohibit
Summary by Georgia Commons: A Georgia Senate bill would bar the State Health Benefit Plan from contracting with pharmacy benefits managers that own retail pharmacies, starting July 1, 2026.
Insurance; increase amount of monetary penalties authorized to impose for certain violations of the Georgia Insurance Code
Summary by Georgia Commons: House Bill 1262 would raise the maximum fines Georgia's Insurance Commissioner can impose on insurers and licensees for violations involving mental health parity, general insurance law, surprise billing, and prepaid legal services plans.
Insurance; benefit provider to disclose certain payments to a treating healthcare provider; provide
Summary by Georgia Commons: A Georgia House bill would require insurance companies and other benefit providers to give treating healthcare providers a written accounting of payments made to injured patients for their care, upon request.
Insurance; utilization review by an insurer shall not be required in the instance in which a physician has determined the existence of dense breast tissue and the medical necessity of a breast ultrasound; provide
Summary by Georgia Commons: A Georgia House bill would stop insurers from second-guessing a doctor's decision to order a breast ultrasound after finding dense breast tissue, removing that decision from insurance company utilization review.
Surprise Billing Consumer Protection Act; require certain health insurers providing a network plan to approve credentialing applications within a certain time frame
Summary by Georgia Commons: A Georgia House bill would require health insurers to approve complete provider credentialing applications within 45 days and to adopt a standardized credentialing form by mid-2027.
Insurance; health benefit plans, policies, or contracts executed by the state to cover medically necessary orthotic devices and prosthetic devices and their materials and components; require
Summary by Georgia Commons: A Georgia Senate bill would require the State Health Benefit Plan, covering state employees, public school teachers, and University System of Georgia employees, to cover medically necessary orthotic and prosthetic devices starting in 2027.
Insurance; original equipment manufacturer repair procedures for repairs under motor vehicle liability insurance policies; provide
Summary by Georgia Commons: House Bill 1420 would require Georgia motor vehicle liability insurance policies to cover repairs done according to a car's original manufacturer repair standards, limiting insurers' ability to deny those repair methods.
Insurance; require licensed adjusters to be licensed contractors
Summary by Georgia Commons: A Georgia House bill would require insurance adjusters to also hold a contractor license matching the type of work they inspect, starting July 1, 2026, and would let licensed contractors become adjusters within their specialty.
Insurance; remove dentists from participation with care management organizations
Summary by Georgia Commons: A Georgia House bill would remove dentists from Medicaid care management organizations by excluding dental services from the definition of health care services these managed care plans cover.
Private Review Agents; certain decisions with regard to the provision of insurance coverage for healthcare services shall not be based solely on artificial intelligence systems; provide
Summary by Georgia Commons: Senate Bill 444 would require that health insurance companies in Georgia have a licensed medical reviewer, not just artificial intelligence, sign off before denying coverage for a healthcare service.
Insurance; establish State Oversight Board within office of the Commissioner of Insurance
Summary by Georgia Commons: A Georgia House bill would create a nine-member State Oversight Board inside the Insurance Commissioner's office to police health insurers over coverage denials and delays, and would let patients sue insurers for harm caused by wrongful denials.
State Employees' Assurance Department; assignment of certain group term life insurance benefits to pay for funeral services of a deceased individual who was a member of certain retirement systems; provisions
Summary by Georgia Commons: House Bill 1234 lets the beneficiary of a deceased state employee's group term life insurance benefit assign part of that payout directly to a funeral home to cover funeral costs.
Department of Insurance; to meet with stakeholders to explore best practices in the medical surveillance of patients after primary therapy for breast cancer and to provide any recommendations; urge
Summary by Georgia Commons: A Georgia Senate resolution would urge the Department of Insurance and the Department of Community Health to meet with stakeholders and study best practices for monitoring breast cancer patients after their initial treatment.
Insurance; guidelines and recommendations for colorectal cancer screening, examinations, and laboratory tests; provide
Summary by Georgia Commons: A Georgia House bill would let health insurance policies base required colorectal cancer screening coverage on a wider list of medical guidelines, not just those from the American Cancer Society.
Insurance; medical necessity of a healthcare service; provisions
Summary by Georgia Commons: A Georgia House bill would require that insurance denials based on medical necessity get sign-off from a clinical peer licensed in Georgia before a treating provider's care can be overruled.
Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide
Summary by Georgia Commons: House Bill 1419 would set strict deadlines for auto insurers to respond to supplemental damage estimates from repair shops after a car crash, and would make repeated violations an unfair claims practice under Georgia law.
Insurance; prohibit improper steering to repair facilities under motor vehicle liability insurance policies
Summary by Georgia Commons: A Georgia House bill would bar auto insurers from steering claimants to specific repair shops they have a financial stake in and require insurers to disclose a driver's right to choose any repair facility.
Self-insurers Guaranty Trust Fund; revise certain funded levels
Summary by Georgia Commons: House Bill 1015 raises the funding thresholds for Georgia's Self-insurers Guaranty Trust Fund, which backs workers' compensation claims when a self-insured employer can't pay.
Insurance; health benefit policy coverage for medically necessary treatments of alopecia universalis; require
Summary by Georgia Commons: A Georgia Senate bill would require health insurance plans sold in the state to cover medically necessary treatment for alopecia universalis, including FDA-approved medications, phototherapy, and cranial prostheses, starting January 1, 2027.
Underwriting and Rate Risking; use of credit information and credit scores in underwriting, rating risks, adverse actions, or certain other actions by insurance companies; prohibit
Summary by Georgia Commons: A Georgia Senate bill would ban insurance companies from using credit reports or credit-based insurance scores when setting rates, deciding coverage, or canceling personal insurance policies like auto and homeowners insurance.
Insurance; offer a preenrollment option for anticipated newly born or adopted children; require certain health insurers
Summary by Georgia Commons: House Bill 1149 would require Georgia health insurers to let pregnant policyholders or those adopting a child preenroll the expected child in coverage before birth or adoption, starting January 1, 2027.
Life insurance; excluding or restricting liability for certain deaths occurring while an individual is an active duty service member; prohibit
Summary by Georgia Commons: HB182 would stop group life insurance policies sold in Georgia from denying death benefits to active-duty or reserve service members, unless the death was caused by war.
Commissioner of Insurance; conduct a comprehensive review of prescription drug pricing and identify strategies to reduce the cost of prescription medications; urge
Summary by Georgia Commons: A Georgia House resolution would urge the state Commissioner of Insurance to study prescription drug pricing and recommend ways to lower medication costs for Georgians.