Georgia CommonsHB 1314: Banking and finance; require licensees to disclose whether a transaction is reportable to a credit reporting agency
Versión Introduced, la más reciente que tiene LegiScan · Última acción: 26 de febrero de 2026 · Introduced
El texto tal como lo tiene LegiScan, leído del PDF que publica la legislatura, sin los números de línea del margen, los encabezados ni los pies de página. Aquí los saltos de línea se unen en párrafos; no se cambia ninguna palabra. El texto está en inglés.
Las palabras subrayadas son las que el proyecto de ley agrega a la ley vigente y las tachadas son las que elimina, tal como las muestra el proyecto impreso.
House Bill 1314
By: Representatives Lim of the 98th, Washburn of the 144th, Clark of the 108th, and Barrett of the 24th
A BILL TO BE ENTITLED
AN ACT
To amend Article 2 of Chapter 3 of Title 7 of the Official Code of Georgia Annotated, relating to operating procedures, so as to require licensees to disclose whether a transaction is reportable to a credit reporting agency; to provide for an effective date and applicability; to provide for related matters; to repeal conflicting laws; and for other purposes.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
SECTION 1.
Article 2 of Chapter 3 of Title 7 of the Official Code of Georgia Annotated, relating to operating procedures, is amended by adding a new Code section to read as follows:
"7-3-18.
Every licensee shall disclose to a borrower whether a loan authorized by this chapter is reportable to a credit reporting agency."
SECTION 2.
This Act shall become effective on July 1, 2026, and shall apply to all installment loans entered into on or after that date.
SECTION 3.
All laws and parts of laws in conflict with this Act are repealed.