Título 10. COMMERCE AND TRADE · Capítulo 1. SELLING AND OTHER TRADE PRACTICES · Artículo 34. IDENTITY THEFT
10-1-913. Additional definitions.
Actualizado hasta: Including Acts of the 2025 Regular Session of the General Assembly.
El texto siguiente es la ley tal como la imprime el estado, en inglés.
As used in this Code section, Code Section 10-1-914, and Code Section 10-1-914.1, the term:
- (1)
“Consumer” means a natural person residing in this state.#
- (2)
“Consumer credit report” means a “consumer report” as defined in 15 U.S.C. Section 1681a(d) that a consumer reporting agency furnishes to a person which it has reason to believe intends to use the information as a factor in establishing the consumer’s eligibility for credit to be used primarily for personal, family, or household purposes.#
- (3)
“Consumer credit reporting agency” means any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer credit reports to third parties.#
- (4)
“Normal business hours” means any day, between the hours of 8:00 A.M. and 9:30 P.M., eastern standard time.#
- (5)
“Person” means any individual, partnership, corporation, trust, estate, cooperative, association, government, or governmental subdivision or agency, or other entity.#
- (6)
“Proper identification” means information generally deemed sufficient to identify a person for consumer reporting agency purposes under 15 U.S.C. Section 1681 et seq.#
- (8)
“Record” means a compilation of information about a protected consumer that satisfies all of the following:#
- (9)
“Representative” means a person who provides to a consumer credit reporting agency sufficient proof of authority to act on behalf of a protected consumer.#
- (10)
“Security freeze” means a restriction placed on a consumer credit report at the request of the consumer that prohibits a consumer credit reporting agency from releasing all or any part of the consumer’s consumer credit report or any information derived from the consumer’s consumer credit report for a purpose relating to the extension of credit without the express authorization of the consumer.#
- (11)
“Security freeze for a protected consumer” means one of the following:#
- (A)
If a consumer credit reporting agency does not have a file pertaining to a protected consumer, a restriction placed on the protected consumer’s record that prohibits the consumer credit reporting agency from releasing the protected consumer’s record; or#
- (B)
If a consumer credit reporting agency has a file pertaining to the protected consumer, a restriction placed on the protected consumer’s credit report that prohibits the consumer credit reporting agency from releasing the protected consumer’s credit report or any information derived from the protected consumer’s credit report.#
- (12)
“Sufficient proof of authority” means documentation that shows a representative has authority to act on behalf of a protected consumer, including any of the following:#
- (13)
“Sufficient proof of identification” means information or documentation that identifies a protected consumer or a representative of a protected consumer, including any of the following:#
History
Code 1981, § 10-1-913, enacted by Ga. L. 2008, p. 594, § 1/HB 130; Ga. L. 2014, p. 668, § 1/HB 915.
Law reviews
For survey article on business associations, see 60 Mercer L. Rev. 35 (2008).
Leer la página oficial (el PDF del estado, abierto en la página de la que se leyó este texto).
Actualizado hasta: Including Acts of the 2025 Regular Session of the General Assembly.
Texto leído de t10-(v8)-2024-pdf.pdf, Volumen V8, edición 2024, páginas 590 a 592; acción de fusión: carried; SHA-256 del archivo 7afbade16da7.