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Código Oficial de Georgia Anotado

Título 44. PROPERTY · Capítulo 14. MORTGAGES, CONVEYANCES TO SECURE DEBT, AND LIENS · Artículo 3. CONVEYANCES TO SECURE DEBT AND BILLS OF SALE · Parte 1. IN GENERAL

44-14-63. Recording of deeds to secure debt and bills of sale to secure debt; effect of failure to record.

Vigente2 versiones impresas

Actualizado hasta: Including Acts of the 2025 Regular Session of the General Assembly.

El texto siguiente es la ley tal como la imprime el estado, en inglés.

Effective July 1, 2023. See note.Vigente hoy: Effective July 1, 2023. See note.
  1. (a)

    Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds to secure debt or bills of sale to secure debt not recorded shall remain valid against the persons executing them.#

  2. (b)

    A deed to secure debt shall not be recorded unless it includes the following information on the first page:#

    1. (1)

      The date of the document;#

    2. (2)

      The names of the signatories of the document;#

    3. (3)

      The grantee’s mailing address;#

    4. (4)

      Map and parcel identification information, if applicable;#

    5. (5)

      The original loan amount or the amount of any outstanding principal and additional advance pursuant to a loan modification;#

    6. (6)

      The initial maturity date or dates for such debt;#

    7. (7)

      The amount, if any, of the intangible recording tax imposed on such deed to secure debt;#

    8. (8)

      The amount, if any, of the intangible recording tax imposed for an additional advance pursuant to a security deed modification agreement or other additional advance secured by a security deed; and#

    9. (9)

      If no intangible tax is imposed, a citation to the authority providing for an exemption of such tax.#

  3. (c)

    Failure to comply with this Code section shall not be a defense to any foreclosure or grounds to set aside any foreclosure of any deed to secure debt.#

Las notas siguientes se imprimen con la sección, pero no son ley promulgada (O.C.G.A. § 1-1-1(c)). Se muestran aparte del texto.

History

Ga. L. 1884-85, p. 124, § 1; Civil Code 1895, § 2772; Civil Code 1910, § 3307; Ga. L. 1931, p. 153, § 1; Code 1933, § 67-1305; Ga. L. 1989, p. 859, § 1; Ga. L. 2015, p. 937, § 8/HB 322; Ga. L. 2022, p. 280, § 2/HB 974.

Delayed effective date

Code Section 44-14-63 is set out twice in this Code. This version, as set out above, is effective July 1, 2023. For version effective until July 1, 2023, see the preceding version. The 2022 amendment, effective July 1, 2023, rewrote the first sentence in subsection (b), which read: “A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.”; redesignated the former second sentence of subsection (b) as present subsection (c); and substituted “this Code section” for “this provision” in subsection (c).

Leer la página oficial (el PDF del estado, abierto en la página de la que se leyó este texto).

Actualizado hasta: Including Acts of the 2025 Regular Session of the General Assembly.

Texto leído de t44-ch8-15-(v32)-2022-pdf.pdf, Volumen V32, edición 2022, páginas 515 a 516; acción de fusión: carried; SHA-256 del archivo 02e72213893a.

Effective until July 1, 2023. See note.Ya no está vigente tal como está impresa (Effective until July 1, 2023. See note.)
  1. (a)

    Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds to secure debt or bills of sale to secure debt not recorded shall remain valid against the persons executing them.#

  2. (b)

    A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof. Failure to comply with this provision shall not be a defense to any foreclosure or grounds to set aside any foreclosure of any deed to secure debt.#

Las notas siguientes se imprimen con la sección, pero no son ley promulgada (O.C.G.A. § 1-1-1(c)). Se muestran aparte del texto.

History

Ga. L. 1884-85, p. 124, § 1; Civil Code 1895, § 2772; Civil Code 1910, § 3307; Ga. L. 1931, p. 153, § 1; Code 1933, § 67-1305; Ga. L. 1989, p. 859, § 1; Ga. L. 2015, p. 937, § 8/HB 322.

Delayed effective date

Code Section 44-14-63 is set out twice in this Code. This version is effective until July 1, 2023. For version effective July 1, 2023, see the following version.

Cross references

Imposition, rate, collection, and assessment of taxes, § 48-6-60 et seq.

Law reviews

For comment on Manchester Motors, Inc. v. Farmers & Merchants Bank, 91 Ga. App. 811, 87 S.E.2d 342 (1955), see 18 Ga. B.J. 82 (1955).

Leer la página oficial (el PDF del estado, abierto en la página de la que se leyó este texto).

Actualizado hasta: Including Acts of the 2025 Regular Session of the General Assembly.

Texto leído de t44-ch8-15-(v32)-2022-pdf.pdf, Volumen V32, edición 2022, página 509; acción de fusión: carried; SHA-256 del archivo 02e72213893a.