Georgia CommonsCapítulo 4. INTEREST AND USURY
23 secciones · 7-4-1 a 7-4-30
Artículo 1. IN GENERAL
- 7-4-1Usury.
- 7-4-2Legal rate of interest; maximum rate of interest generally; certain items not considered interest.
- 7-4-3Finance charges on certain retail installment contracts; contract provisions related to manufactured homes; violations.
- 7-4-4Advertisement of rates of interest or finance charge.
- 7-4-5Failure to include required contract provisions for manufactured homes; violation of advertising restrictions.
- 7-4-6No limit on interest rate payable by profit corporations or persons on nonconsumer loans in excess of $3,000.00.
- 7-4-7No limit on interest rate on loans of $100,000.00 or more.
- 7-4-8Commission to third person does not make lawful interest usurious.
- 7-4-9Back interest may be stipulated in contract and recovered.
- 7-4-10Usury forfeits entire interest; right of setoff; how forfeiture discharged; when time bars action or defense.
- 7-4-11Usury is personal defense; no collection from insolvent to prejudice of others.
- 7-4-12Interest on judgments.
- 7-4-12.1Interest on child support and domestic relations orders; settlement of unreimbursed public assistance.
- 7-4-13Law of place of contract governs interest unless otherwise provided.
- 7-4-14Interest runs from default unless otherwise agreed; when demand necessary.
- 7-4-15When interest runs on liquidated demands; promissory notes payable on demand.
- 7-4-16When interest runs on commercial accounts; maximum interest rate on commercial accounts.
- 7-4-17Payment applied first to interest; no interest on unpaid interest; exceptions.
- 7-4-18Criminal penalty for excessive interest.
- 7-4-19Civil action to enforce chapter.
- 7-4-20Election to forgo application of federal usury laws.
- 7-4-21Class action barred on claims for violation of interest laws on loans secured by real estate.
Artículo 2. RESIDENTIAL SECOND MORTGAGES
- 7-4-30 a 7-4-36(sin encabezado impreso)